UK mortgage rates have started rising again as swap rates increase, while new data shows house prices falling annually for the first time since 2023. Here’s what changed between 31 August and 7 September 2026.
All the latest breaking UK mortgage and protection news, updated daily by industry experts.
UK Mortgage Market Update – 1st of September 2026
UK house prices rose 1.6% annually in August while mortgage approvals fell to their lowest level since January 2024. We look at the latest mortgage rates, lender changes and what they mean for borrowers.
Virgin Money Highlights Interest-Only Mortgage Options for Borrowers
Virgin Money has highlighted its interest-only mortgage options, including borrowing up to 75% LTV and £1 million, alongside a range of accepted repayment strategies.
UK Mortgage Market Update – 24th of August 2026
Our latest UK mortgage market update covers 17th–24th August 2026, including mortgage-rate cuts, inflation, Bank of England expectations and the latest UK and London house-price data.
UK Mortgage Market Update – 17th of August 2026
The latest UK mortgage market update covering 10th–17th August 2026, including falling asking prices, higher mortgage rates, London property trends and the latest interest-rate outlook.
UK Mortgage Market Update – 10th of August 2026
Read our latest UK Mortgage Market Update covering 3rd–10th August 2026, including the latest mortgage rates, Lloyds house-price figures, London property prices and what borrowers should watch next.
HSBC Eases Mortgage Rules for Fixed-Term Contract Workers
HSBC has relaxed its mortgage lending criteria for certain borrowers on fixed-term contracts. Discover what the changes mean for doctors, teachers, UAE residents and anyone applying for a mortgage.
UK Mortgage Market Update – 3rd of August 2026
Read our latest UK Mortgage Market Update covering 27th July–3rd August 2026, including the Bank of England’s Base Rate decision, mortgage rate trends, house prices and what borrowers should watch next.
Does Having Investments Help You Get a Mortgage?
Can having investments improve your mortgage application? Learn how UK lenders assess investment portfolios, dividend income, ISAs and wealth when deciding how much you can borrow.
UK Mortgage Market Update – 27th of July 2026
The latest UK Mortgage Market Update covering 20th–27th July 2026, including mortgage rate changes, house price trends, Bank of England expectations and what borrowers should watch next.
Life Insurance For Self-Employed People
Discover how life insurance for self-employed people works, whether it’s tax deductible and how to choose the right cover to protect your mortgage, family and business.
UK Mortgage Market Update – 20th of July 2026
The latest UK Mortgage Market Update covering the week ending 20th July 2026, including mortgage rates, lender changes, house prices and the latest property market news.
New-Build Mortgage Case Study: Buying Off-Plan
Buying a new-build home can present unique mortgage challenges. Discover how we helped a client secure their mortgage before construction was complete and kept their purchase on track.
UK Mortgage Market Update – 13th of July 2026
UK mortgage rates recorded their biggest monthly fall since October 2024, while house prices rose slightly and the housing downturn eased. Read the latest mortgage market update from Oportfolio Mortgages.
UK Mortgage Market Update – 6th of July 2026
UK house prices were flat in June, mortgage approvals fell sharply, and affordability remains under pressure. Read the latest UK mortgage market update from Oportfolio Mortgages.
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