It’s been a turbulent couple of years for property buyers, but according to Santander’s recent market briefing, there’s reason to believe that 2025 could signal a turning point. In this blog, we will discuss interest rates, market confidence, lending improvements in...
The past year has been a story of two Londons, one of international prestige and one of everyday life. According to Santander’s latest market update, London’s property market has weathered a difficult 12 months, but there are encouraging signs that the tide may be...
If you’ve been searching for the perfect blend of modern London living, riverside charm, and long-term property potential, Wandsworth Mills might just be the place you’ve been waiting for. This stunning new development in Wandsworth by Berkeley Group is redefining...
Leeds Building Society has today introduced significant changes to its mortgage offerings for 2025, with updates affecting residential, affordable housing, Buy to Let (BTL), and holiday let products. The last few months have seen a lot of fluctuation and unpredictable...
With high interest rates and stricter mortgage affordability rules, it is becoming a daily battle for mortgage lenders to encourage new borrowers. What is the incentive to choose a specific lender and product aside from who has the best rate in the bunch? Fortunately,...
Getting onto the property ladder is a challenge that continues to elude many renters and first-time buyers in the UK. With skyrocketing property prices, high rents, and limited opportunities to save for a deposit, the dream of homeownership often feels out of reach....
London’s elite professionals often find themselves juggling high salaries, substantial bonuses, and an ambition to own prime real estate. With property prices in London reaching unparalleled heights, using your bonuses strategically can unlock opportunities to secure...
In a very welcome introductory message for the new year, HSBC has updated its Energy Efficient Homes Cashback Mortgage (EEHC) offerings, increased cashback availability and reduced mortgage rates across its range. HSBC mortgage rates, as well as every other lender's...
Happy New Year! As we step into 2025, the latest Nationwide House Price Index has given us as a mortgage broker, plenty to reflect on regarding the resilience of the UK housing market in 2024. According to the report from Nationwide, against the backdrop of rising...
The UK mortgage market is set to enjoy a resurgence in 2025, that’s according to forecasts from UK Finance, as mortgage lending is predicted to rise by an impressive 11% to reach £260 billion next year! This growth in mortgages in 2025 is expected to be driven by a...
Barclays Bank has today announced significant reductions to its mortgage rates, offering potential relief to both homebuyers and remortgagers as 2024 comes to an end. The latest changes see Barclays potentially moving closer to the much-anticipated sub-4% mortgage...
NatWest has this morning announced significant rate reductions across its portfolio of mortgage products. The changes, effective immediately, span both residential and buy-to-let (BTL) markets, providing borrowers with more competitive options amid ongoing economic...
Welcome to our exclusive interview with Heena Sandhu, business development manager at Guardian, a prominent protection provider that do things differently to other providers. Guardian came to market in 2018 with a single ambition – every family to have protection that...
Landlord confidence in the UK rental market has seemingly taken a hit, with fewer landlords feeling positive about rental yields compared to a year ago. That is at least according to the latest research from The Mortgage Works (TMW), the UK buy-to-let property market...
Today, BM Solutions (part of Lloyds Banking Group) has announced significant changes to their buy-to-let (BTL) and let-to-buy (LTB) mortgage criteria. From tomorrow (Friday the 29th of November) landlords will have greater borrowing flexibility, providing them with...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.