Buying a home by yourself can be a terrifying yet utterly freeing experience. Single, just divorced, or just preferring to do it alone, getting up the property ladder as an individual on your own means is very much an achievable option. This blog about the property...
The UK property investment market is constantly evolving, and one of the most notable trends in recent years is the rise in popularity of the limited company buy-to-let (BTL) mortgage. If you're a landlord, property investor, or considering becoming one, understanding...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
Barclays Bank have once again increased their mortgage rates. This time the rates have gone up by by up to 28 basis points across their residential purchase, remortgage and buy-to-let mortgage products. This is just another repetition of the country wide lender...
Virgin Money, the banking arm of Richard Branson's massive business empire, have announced that they have made some big changes to both their residential and buy-to-let products. These changes come as countless other lenders make drastic changes to their...
Only yesterday we reported on NatWest increasing their maximum loan to income affordability and now, as if by magic, another lender follows in suit! Intermediary exclusive lender Accord mortgages have announced that they will be pushing their maximum mortgage...
Financial information company Moneyfacts have released figures this week that show that the average 2 year fixed mortgage deal rate now stands at over 4%! Specifically 4.09%. The highest average rate for almost 10 years. Since the Bank of England increased the...
Big changes have come in for NatWest Mortgage Requirements in the last month, and it's good news for mortgage customers, mortgage advisors, and vendors alike! The new changes cover additional income, speeding up application processing and broadened green...
New mortgage lender Perenna has made headlines today as they have been granted a licence to offer 50 year mortgages to their clients! A 50 year mortgage term would absolutely dismantle the long held understanding that between 35 and 40 year mortgage terms were all...
The office of national statistics (ONS) have confirmed that in July 2022, inflation has risen from 9.4% to 10.1%. This is now the highest it has been in over 40 years, indicating that a recession is almost unavoidable at this time. The Bank of England increased...
In recent months, high mortgage interest rates seem to be the only thing the property market has been speaking about, and for a good reason! Figures released by Moneyfacts last week show that current interest rates are now quickly encroaching rates that we...
We're not going to lie, when we have a client who is permanently employed with a straight forward basic salary and straight forward contracted working hours, we do let out a small and quiet sigh of relief. Not because we can't help with more complicated income...
The Halifax House Price Index have released figures this week that show that in July 2022, house prices fell by 0.1%, the first reduction in house prices that they have seen in 13 months since last June. This drop in house prices, although not enormous, is...
Taking the leap from working for someone to being your own boss is exciting, scary, exhilarating, nerve-wracking, invigorating…all the emotions you can comprehend. Finally, being in control of your own income and own livelihood, to some people, gives you a sense of...
Metro Bank have announced that they will be making some pretty major changes to their mortgage products for residential, remortgage, and buy-to-let ranges. The London based bank has always been known as a metropolitan lender with competitive services aimed at...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.