NatWest buy-to-let mortgage products have been hit by some significant rate reductions this morning, giving a boost to both current and aspiring buy-to-let landlord investors. Over the last few years the buy-to-let market has taken a bit of a beating to put it...
This morning Santander joined the bandwagon of UK mortgage lenders dropping their rates below 4%, which is fantastic to see! The new Santander mortgage rates below 4% announced today stretch across their entire mortgage range and are likely to encourage a lot more...
Today, new TSB mortgage rate reductions have been announced, the latest of many UK mortgage lender's reducing their product rates as stability returns to the mortgage market. Over the last few weeks we have sensationally seen many of the UK's mortgage lenders,...
Our client was splitting up with his partner and wanted to do a buy to let remortgage on their shared property to release equity and buy his ex-partner out. The fairly straight forward remortgages plans were thrown in to disarray when an unexpected credit issue appeared on the clients file.
This week another positive post-covid lender update has been revealed as Accord Mortgages announced that they will be increasing their maximum mortgage loan to values.
2021 saw an astronomical increase in properties going on the market and new buyers looking for mortgages. However, figures so far have already suggested that this is falling fast already in the first 10 days of 2022 and is due to fall even further as the months and years go on.
Our clients were brother who were both looking to purchase their first residential properties. After doing some of their own research they realised that unfortunately they would both struggle to purchase a property on their own so decided that they would look at buying together.
Our client approached Oportfolio for help them to secure a mortgage after struggling to find one on their own.
Originally from a country outside of the UK, they were very nervous and cautious after receiving conflicting information from friends, family, and the internet about how to secure a UK mortgage.
Hearing ‘Rates on the rise’ in the news has become something to dread but is that really sensible? And is it something we should actively worry about?
West Midlands based building society The West Brom have announced that they are launching 10 year fixed mortgage products, something that could be a massive game changer for buyers and remortgagers.
Home sale and purchase comparison site Reallymoving has predicted that there will be a sharp increase in the value of properties on the market in the first few months of 2022 which is great news for people looking to sell.
Has your fixed rate come to an end? Are you like one of the thousands of homeowners who has put off restructuring their mortgage over the past year and are now stuck on the lender’s ridiculously high standard variable rate?
Last year, despite the pandemic, there were 674,263 houses sold in the UK and a staggering 356,800 of these were bought by first time buyers. Now that is fantastic news! Not only does that show that the housing market is still chugging along at a steady pace, but it...
In the financial services sector, there is one burning question on everybody’s lips, will the Bank of England raise interest rates? Its not entirely unbelievable that they wouldn’t but it seems that now with inflation rising to the highest levels in 10 years, the BOE need to do something calm the waters before things get out of hand.
At the beginning of this month Skipton building society hosted a virtual talk given by their key relationships manager Derek Williams and their Head of business development Paul Fenn. The discussion was designed to give brokers and mortgage customers alike a little insight into how Skipton have viewed the past year and what their predictions are looking into the crystal ball forward to 2022 (which is less than a month away!)
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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