UK mortgage rates are rising again in March 2026 despite the base rate holding. This update explains what’s driving changes and what it means for buyers and remortgages.
UK Mortgage Market Update – 30th of March 2026
read more
Articles by
Louis Mason
Louis Mason
Case Study: Helping a First-Time Buyer Use a Gifted Deposit to Secure a Mortgage
Case Study: Helping a First-Time Buyer Use a Gifted Deposit to Secure a Mortgage This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. For many first-time buyers, saving a deposit is one of the...
Designing the Perfect London Home: An In-Depth Interview with South West London Interior Designer Hannah Ashe
Designing the Perfect London Home: An In-Depth Interview with South West London Interior Designer Hannah Ashe Interior Design Advice for South West London Homeowners For many homeowners, buying a property is just the beginning. The real journey starts when you begin...
Interest Rate Rises Not As Bad As Expected?
In a statement today, the deputy governor of the Bank of England Ben Broadbent announced that the rate rises that we have seen in recent weeks and month might be more than we actually need. Meaning that the interest rate rises, and the outlook of the economy...
Quick Action Saves Mortgage Borrowers Money
Key facts: Clients were contacted by Oportfolio 6 months before their fixed rate deal was due to end They had been enjoying a fixed rate mortgage for 2 years and had completely forgotten that their rate was due to expire If they hadn't been contacted, they would have...
Accord Now Offers 95% Home Mortgages
In this day and age, 95% mortgages are few and far between unfortunately as lenders are still cautious about how much they lend and who qualifies for the higher mortgages. Now, a standard deposit amount is normally a minimum of 10% i.e. 90% mortgage, with...
Mortgage Offer In A Week For Tricky Case
Key facts: Clients were British citizens living in the US Having recently secured a job in London, the couple decided that they would re-locate to the UK and wanted to buy a home here. They had a mortgage in the US on their previous residence that wasn't sold yet....
Property Prices Are Still High – For Now
New data produced by property website Rightmove yesterday shows that property prices are still high and breaking records, despite the economy struggling in recent months. We, like most financial service companies think that property prices are likely to reach a...
Where Are Mortgage Rates Headed And Will They Go Down?
With the announcement coming out of parliament today that the new chancellor Jeremy Hunt will backtrack on almost all of the previous chancellor's tax cut announcements from the mini budget, a lot of people have been asking "where are mortgage rates heading?". In our...
Confidence Returns But ‘Little Chance’ Of Drop In Mortgage Rates
Following a press release this morning given by the new Chancellor of the Exchequer Jeremy Hunt, confidence has returned slightly to the market. But many don't think that this will cause any drop in mortgage rates to occur. Jeremy Hunt, the newly appointed...
Buyers Willing To Pay More For Energy Efficient Homes
A report issued out to the public yesterday by mortgage lender Santander shows that an increasing number of property purchasers are willing to pay more for energy efficient homes as the increased costs to heat and power a property starts to impact the general...
Over Half Of Mortgages Coming To An End Within 3-Years
For most mortgage borrowers, the sensible thing to do has been to fix your mortgage product and rate for a certain period of time. Most lenders will offer products that you can fix for 2, 3, 5 or 10 years. Fixing your mortgage rate means that you will have confidence...
Cost Of Variable Rate Mortgage Increases
Recent research has shown that the average monthly cost of a variable rate mortgage, in comparison to the more commonly utilised fixed rate mortgage, has increased by 13.3% and is only likely to increase as rates jump up and up. What Is A Variable Rate...
Virgin Money Raises Residential and Buy-To-Let Products
Virgin Money, the banking arm of Richard Branson's Virgin Group have been the latest in a swarm of mortgage lenders to announce new rate increases to their residential and buy-to-let products. In recent weeks and months, mortgage lenders have been bumping up...
Santander Back To 95% Mortgage Lending
Santander have announced that they will now be offering mortgage products of up to 95% LTV, or mortgage products where the borrower will only need to contribute a 5% deposit. This re-introduction of 95% mortgage lending by Santander is a huge game changer for...
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.