Metro Bank has officially launched into the HMO mortgage and Multi Unit Freehold Block (MUFB) markets, bringing a fresh wave of opportunity for UK landlords and property investors. This strategic move comes at a crucial time, as demand for HMO properties continues to...
The mortgage market and property markets in the UK have experienced significant changes in recent years, influenced by a multitude of economic factors. Terms like "interest rate fluctuations," "gilt yields," and "cost of living pressures" are now being used in...
Birmingham Midshires (BM Solutions), a leading UK buy-to-let (BTL) mortgage lender, today launched its new limited company buy-to-let mortgage product, specifically geared towards landlords trading through special purpose vehicles (SPVs). This new move places BM...
Key facts: Clients were home owners of an impressive and valuable property in London. After several years of living in the property, they decided that they would like to carry out some much needed home improvement works. Without the liquid cash available to carry out...
Middleweight mortgage lender Coventry Building Society have announced this week that they will be launching 3 year fixed mortgage products as part of their attempt to draw in mortgage applications during a time of economic uncertainty. Coventry have said that...
At Oportfolio mortgages, we pride ourselves on being a font of knowledge and a guiding hand for anyone who has queries or concerns around all things mortgages and property. In this blog, we will answer a few of the internet's most commonly searched mortgage...
High interest rates and lenders reluctance towards new business has been blamed for a huge dip in available mortgage products. Finance data website Moneyfacts have released figures that the number of products offered fell across all loan-to-value tiers have...
This week we sadly saw the death of our Queen Elizabeth II of the United Kingdom and commonwealth realms. The Queen passed away at the grand age of 96 years old and the crown has now passed to her son, the new King Charles III. The Queen was a symbol of duty,...
Its a completely normal and natural thing to worry about money. 99.9% of people have worried about money at one time or another and we see it as our duty to try and alleviate financial worries as much as possible. Right now, the most common stresses stemming...
The amount of new homebuyers in the market seems to be falling rapidly, according to research carried out by The Royal Institute Of Chartered Surveyors. Is this something to be concerned about or just a blip as people feel the crunch of the cost of living? It...
Barclays bank have announced that they will be increasing their mortgage rates again in line with countless other lenders. We have coined the term lender panic in recent months to name the mass hysteria that mortgage lenders seem to be going through right now...
As gas, electricity, and water bills start to creep up and up, many people are looking at ways to cut costs. Whether its listening to Martin Lewis's rambling suggestions on TV or cutting back on TV time and having the heating running, people are trying to find...
Getting a mortgage can be one of the most exciting times in your life, but also potentially stressful if you are going into it without knowing what to expect and what the mortgage lender expects of you. The most common conundrum that mortgage customers have is "What...
Very encouraging figures released by financial advice platform Twenty7tec this week show that the amount of people searching for a mortgage has increased significantly in the last month despite reservations due to looming economic downturn. Against all odds and...
Mortgage lender Virgin money increase mortgage rates again across their core products, despite only announcing rate reductions for some products a couple of weeks ago. These rate increases from Virgin money are just another example of the mass rate rise panic that...
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