For most people, the process of buying a first home stirs up a whirlwind of emotions. It’s exciting, of course – getting on the housing ladder is a significant milestone in life – but it can also be stressful, overwhelming and exhausting, especially if you don’t have...
What is a mortgage payment holiday? A mortgage holiday is an arranged break from paying your monthly mortgage payment. Whether that is capital and interest or purely interest only. Mortgage holidays are temporary and should only be taken in unavoidable and serious...
We’re living through strange times in the housing market where open an house allows a full afternoon of ten-minute viewings, resulting in immediate offers being put in at asking price – or above. Long gone are the days when the buyer holds the power and a lower...
Not many professional business owners understand the benefits that having a key person insurance policy in place at their enterprise could provide. You may own a business yourself or be a key decision maker in the company. If you are then you’ll know precisely how...
Life insurance policies are amongst some of the most popular insurance products in the UK, yet over 50s may be paying far too much for their cover, and could benefit by exploring more of the market. For instance, policies that offer guaranteed pay outs, for instance,...
Getting the right life insurance policy and working with a specialist broker to find an affordable, bespoke package isn’t just essential for you as an individual. It’s crucial to giving greater peace of mind to your family and loved ones, letting them know they are...
Did you know that Britons are more likely to insure their pet than invest in critical illness insurance to cover their own worst-case scenarios? That’s according to research carried out by Mintel in August 2017. In its survey of 1,152 UK adults, they discovered that...
The right personal protection policy can offer a financial safety net to any individual and their family should the worst happen and a critical illness stops them from working. This forward planning and protection is especially important for those who are...
Recent research conducted by Royal London has underlined how numerous people across the UK are putting themselves at financial risk by not investing in a personal protection policy that suits their needs. According to their study, 5.8 million renters in the United...
Statistics show that re-evaluating and remortgaging a property has hit record highs across the UK this year. According to new figures from Connells Survey & Valuation (August 2017) remortgaging accounted for 37% of the valuations market in August – the highest...
Working with the right mortgage advisor could help to ease money concerns and free up capital, setting a plan in place that is perfectly suited to individual homeowners’ needs. According to the Money Talks Study conducted by Seven Investment Management (7IM), 70% of...
Recent research by the Financial Inclusion Commission (FIC) has revealed some concerning figures regarding UK residents’ earnings and their insurance-buying habits. According to the FIC’s recent survey, 60% of those earning below £15,000 do not have Contents Insurance...
It may be more important than ever for people to work with an experienced mortgage advisor to discover better bespoke deals that suit their needs when they’re looking to purchase a property. Why, though? There are so many factors; consider that, without including the...
Partnering with the right mortgage broker can take the pressure of one of the most complicated tasks from your shoulders, allowing you to concentrate on the things that matter to you most. It’s fair to say that a lot of people could do without the stress that applying...
People don’t just partner with a mortgage broker to find the best bespoke package for their financial needs. One of the main benefits for using a mortgage broker is to navigate what is one of the most stressful processes around. Consider recent research from Trussle,...
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