Going to the gym helps you build your fitness and improve your endurance. Aside from the obvious physical benefits, the gym can also help your mental well being, by improving your mood, sleep, and brain function. When you’re living and working in London, life can be...
Oliver Whitehead
Here’s why you need to review your mortgage right now
At the start of 2018 the Bank of England was warning that interest rates would almost certainly have to rise in order to keep pace with inflation and the Government’s economic targets. By August of that year, the threat of rising rates had receded and in the time...
Is your world properly protected?
There are some things that most of us would prefer not to think about such as getting protected. That’s why the consumer watchdog Which? estimates that only 54% of people have a Will. It probably also explains why, according to a recent report for a leading insurance...
The buy-to-let mistakes every landlord should avoid
Despite the uncertainty in the housing market, the prospect of buying a second property – or perhaps a third, fourth or fifth – as a landlord to rent out is still attractive to a lot of people. Recent research comparing the England and London property rental sector...
Turn up the green stuff to make a house a home
Most of us know what it’s like moving into a new house. You came to see it when it was in full swing as someone else’s home and it feels very different when you take your first steps into it as the proud new owner. The seemingly vacuous rooms that seem much bigger...
5 Reasons To Hire A Broker To Find Your Next Loan
There’s barely a single area of our increasingly busy lives where we don’t have the option to do things for ourselves at home in front of a laptop, and the process of choosing a mortgage product is no different. From online grocery shopping to switching your car...
Moving home? Get ahead of the game to get the best deal
Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...
Perfect days out close to home
With the school holidays here, summer brings great opportunities to spend time together as a family. But if you’re not careful, family days out in London can come with a weighty price tag. Luckily, in Fulham and Chelsea and beyond there are loads of local things to...
What Happens If We Go Into Lockdown Again?
In March, everything changed in the space of a single weekend when lockdown was announced. On Friday, March 20th, it was very much business as usual as we worked with our many clients on a range of products from mortgages to life insurance policies, and critical...
Learn the lessons of the pandemic and protect your income
If there’s one thing that the Covid-19 pandemic has, or should have, taught us, it’s that just when life seems to be ticking along nicely, things can take a sudden and unexpected turn for the worse. One of the most surprising statistics I’ve read recently, beyond the...
Is it a good time to be moving house?
If you’re thinking about moving to take advantage of low-interest rates and the stamp duty holiday, then recent speculation suggesting the latest recession may impact negatively on mortgage holders could be making you doubt whether it’s a good time to be moving. The...
What happens to me financially if I can’t work?
In an uncertain economy, it’s understandable that people might worry about job security and what happens if they suddenly find themselves out of work through redundancy or the sudden collapse of the company they work for. What people don’t always think about or plan...
Moving house? It’s all in the details
Given everything that’s been going on in the housing market over the last four months, it may be that you’re looking at the various factors at play and thinking that perhaps now is a good time to take the next step on the housing ladder. With the recent announcement...
4 good reasons to move house now
There’s no doubt that lockdown has been a time of great stress and worry for many people as fears over finances, job security and, most important of all, the health of loved ones added up to create the most uncertain of times in recent memory. There is no doubt, too,...
What does the stamp duty holiday mean for you?
Last Wednesday (July 8th 2020) the Chancellor the Exchequer, Rishi Sunak, announced a sweeping change to the rules around Stamp Duty – or Stamp Duty Land Tax (SDLT) to give it its full title. When the property sector was reopened in May, there were fears that the...
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