Questions to ask for first-time home buyers answered by Oportfolio Getting on the property ladder can feel like an impossible task. Although still a challenge for many, there is a lot of help available for first-time buyers to get a mortgage and their first home. Here...
Going to the gym helps you build your fitness and improve your endurance. Aside from the obvious physical benefits, the gym can also help your mental well being, by improving your mood, sleep, and brain function. When you’re living and working in London, life can be...
At the start of 2018 the Bank of England was warning that interest rates would almost certainly have to rise in order to keep pace with inflation and the Government’s economic targets. By August of that year, the threat of rising rates had receded and in the time...
One of the most common concerns for any homeowner at any given time is likely to be what happens to interest rates. It’s an issue that has come into sharper focus since the EU referendum was held 41 months ago. In a week’s time, the UK will go to the polls for the...
We all know that life can be expensive and most of us are busy trying to cut our costs rather than increase them, but there’s one additional expense that you should seriously consider adding to your monthly outgoings. If you have a family or there are others who...
If recent media reports are to be believed, the ongoing political uncertainty is having a significant impact on the London housing market. According to the latest price index from estate agency portal Right Move, the impasse on Brexit has shaved £13,000 off the...
There are a few times every year when a letter from one of your insurance providers will drop through your door to notify you that your fixed mortgage deal is ending and notifying you of your new premium for the coming year. The chances that these letters will...
The world we live in is increasingly on-demand and technology has made it possible for us as consumers to easily get what we need from multiple sources. Personal finance advice and products are no different. But is that the best way to make important financial...
It’s been a few months since I last wrote about Brexit and its likely impact on interest rates, the mortgage sector and the residential property market. That was not long after the deadline for the UK to leave the EU was extended to the end of October. So, now that...
Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...
We often talk and write about the importance of making sure you start to plan early when it comes to managing your mortgage to save you money. Although the stricter regulatory environment that’s evolved since the economic crisis began in 2008 has resulted in much...
Anyone who’s looking to get their foot on the first rung of the housing ladder or has just managed to find their way onto it will know that being a first-time buyer can be an extremely challenging and stressful time. You’d almost have had to have been living under a...
None of us likes to dwell on the unpleasant things that life might throw at us. Whether it’s planning for death or illness, humans seem to generally prefer to postpone the bleaker considerations in life rather than looking for the correct insurance product. Yet,...
You’d think it would be the easiest thing in the world. You’ve been highly successful in your life, invested wisely and, by anyone’s standards, you’re comfortably wealthy and able to buy just about anything you desire. Anything, that is, apart from a mortgage. Bizarre...
One of the big questions around homeowner mortgages at the moment is whether it’s best to tie in for a relatively short fixed deal – or go for the longer-term security offered by 5- or even 10-year fix product. With latest industry figures from the mortgage market...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.