Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Can you use RSUs, bonuses and share income when applying for a mortgage? Learn how lenders assess complex income and why choosing the right lender can make a huge difference.
Discover the best ways to add value to your home in the UK, from loft conversions and kitchen renovations to solar panels and garage conversions. Learn which home improvements can increase property value, improve buyer appeal, and which upgrades may not deliver the return you expect.
Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
This month Oportfolio Mortgages spoke to Jessica Parkinson, founder & managing director of Rose Capital Property Consultancy. Rose Capital Property Consultancy is an independent high-end London property consultancy that operates across all areas of residential...
Through our website and through google, we often find people asking questions like "How does a bridge loan work?", "What is bridging finance?", "How much is a bridging loan?" and "Where can I get a bridge loan?". For anyone looking for temporary short-term lending,...
Take a stroll down any residential street in London, specifically Southwest London for us being based in Putney, chances are that you will stumble across a loft conversion taking place. The tell-tale signs are a large metal structure protruding from the front of a...
As a medical professional, you have perhaps one of the most important jobs you can have. It is your responsibility to treat ill or injured people regardless of any personal, political, ideological or any other kind of differences. Your selfless commitment as a doctor...
So, you started off as the document filer in the mailroom straight out of school. With little or no experience in business, you've fought and clawed your way up and learned everything you know along the way from your peers and now you have made it to the top of the...
Sometimes income received from employment isn't black and white. By that we mean, sometimes people don't just earn a clear basic flat salary. There are lots of weird and wonderful ways that people earn their money, each unique to their own industry. In this blog we...
We love being based in Putney, Southwest London. It has been our home for years, and we have helped thousands of people purchase property in Putney over the years. Being close to the river and well connected with tube stations, rail stations and regular buses, Putney...
What Is A Mortgage Administrator? Most people know or are at least somewhat aware of what a mortgage advisor is and does, it's pretty self-explanatory and when people start looking for a new mortgage, getting the right mortgage advisor is at the top of their priority...
Most people know about mortgage affordability checks, deposits, credit checks and mortgage offers. But what about arguably the most important part of the mortgage application process? The document that shows you exactly what your mortgage advisor recommends and shows...
For anyone looking for temporary short-term lending, perhaps bridging finance could be for you. Bridging finance is a great solution for people who need a quick, temporary cash injection but don't want to have to take out a conventional long-term mortgage. In this...
Do you own a residential property, either with or without a mortgage? Are you looking to move to a new home but struggling to sell your property? Or perhaps you just fancy keeping hold of the home for the time being? Maybe a let-to-buy mortgage is for you. A...
With the announcement coming out of parliament today that the new chancellor Jeremy Hunt will backtrack on almost all of the previous chancellor's tax cut announcements from the mini budget, a lot of people have been asking "where are mortgage rates heading?". In our...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.