Remortgaging To Release Equity: A Comprehensive Guide Release equity? What on Earth is that? Most people are taught about getting a mortgage to buy a property. A straightforward loan that you pay back per month to the bank until you clear the balance. But what if you...
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Is Remortgaging A Good Idea?
More than a fifth of mortgage payers won't shift to a new lender, and more than a third haven't changed their mortgage in the past five years, according to research from YouGov. Despite a variety of new deals coming to the market and mortgage interest rates dropping,...
What Is The Difference Between Hard and Soft Footprint Credit Checks?
When it comes to getting a mortgage, understanding the nuances of credit checks is paramount for borrowers seeking new home finance. Recent developments from Barclays Bank have brought significant changes to the credit checking process for mortgage applicants. In this...
What do I do if I’ve had a mortgage declined?
Top 5 Tips If Your Mortgage is Declined It’s often said that buying a house can be one of the biggest sources of stress you can have in life, which probably explains why a recent MoneyWise report suggests a quarter of all borrowers find the mortgage application...
Award-winning mortgage advice in London
It’s always lovely when the values you promote as a business are recognised publicly, so there was open delight at Oportfolio when the company’s founder, Oliver Whitehead, was named Best Overall Adviser at the recent Primis award ceremony. It was Oliver’s third year...
Self-employed and need a mortgage? It’s a numbers game.
Is it harder to get a mortgage when you’re self-employed? It’s a question we get asked quite a lot and the most simple answer is that it’s not necessarily more difficult, but the way in which affordability is assessed by prospective lenders is inevitably a bit...
Remortgaging – stick with your lender, or twist?
So, your current mortgage deal is coming to an end and the big question is whether you should stay with your current lender or move to a new one. What to do? Forty years ago, it was probably common for people to spend their whole life with the same bank, mortgage...
Tips for a stress-free moving day
So, you’ve done it. You’ve taken the plunge, found your dream house, sorted the mortgage (hopefully through us!), found a buyer for your own property and contracts have been exchanged. All that’s left now is to sit back, put your feet up and wait for moving day. Well,...
In a Conservation Area and want to extend? Read this.
When it comes to making plans for the future, one option that many homeowners consider is looking for additional borrowing from their existing lender or, if the circumstances are right, re-mortgaging in order to raise the money needed for a home extension. According...
Brexit and your mortgage
With Theresa May having emerged from her Brussels trip with unanimous backing for her plan for Britain’s exit from the European Union (brexit) and prepares for tomorrow’s Parliamentary vote on it (assuming continued Cabinet concerns about the likelihood of a Commons...
Selling your house through interior design
Our occasional series highlighting the work of businesses Oportfolio works with continues with a look at the impact interior design can have on the sale of your current home and the transformation of your new one. Rush Interiors is run by leading designer, Rushim...
The secret weapon for successful relocation
Our occasional series highlighting the work of businesses Oportfolio works with continues with a look at City To Country relocation – a property relocation service with a difference, run by a man who knows a thing or two about the advantages and disadvantages of city...
What Should I Consider When Remortgaging?
Whether you want to insulate yourself from the possibility of a rise in the Bank of England base rate, are considering doing some home improvement or you simply want to move your borrowing to a better deal, there are all sorts of reasons why you might be considering...
When your home has security, you will also be secure
For almost all of us, a house is the most expensive thing you’ll ever buy. Not only is it the centre of family life and a retreat from the hustle and bustle of everyday life, it’s also a financial asset that, in all likelihood, you expect to grow in value. With all...
Can a mortgage advisor based in Kensington help you?
Working with a professional mortgage broker with experience in Kensington that has spent years building strong links with various lenders can help people looking to move to get the most suitable mortgage deal for their needs. This includes those who are looking to...
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