Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Can mortgages be transferred to another property? That is certainly a question that a lot of people who currently have a mortgage want to know. Getting a mortgage is normally quite a smooth process if you have the right kind of mortgage advice and advisor. However,...
A couple of weeks ago, our team at Oportfolio Mortgages had the pleasure of welcoming Abi Muazu, business development manager for Barclays mortgages into our Putney mortgage brokerage. As part of our ongoing commitment to building close relationships with mortgage...
In recent months, landlords have been anxiously following developments around potential changes to Capital Gains Tax (CGT), fearing further strain on an already challenging buy-to-let market. This apprehension comes at a time when the market is facing serious...
When it comes to securing a mortgage, high-net-worth individuals often face a unique set of challenges. Contrary to what one might expect, having significant assets doesn't necessarily make the process straightforward. From complex income structures to the need for...
Remortgaging can be a complex and stressful process, even for the most experienced mortgage customer. There are many factors to consider, and it's crucial to ensure you're making the right decision for your financial future. At Oportfolio, our goal is to help you make...
Putney, a picturesque suburb of South West London, has long been a sought-after location for homebuyers. Conveniently located next to the River Thames, this charming area boasts a vibrant community, excellent amenities, and superb transport links. Whether you're...
Purchasing a property is going to be expensive. Unfortunately there is no sugar coating it! Most homebuyers understand that there will be associated costs with purchasing a property. But many don’t know what these costs are, or what they mean. One significant cost...
When it comes to personal finance, one of the most debated questions is: should I pay off my mortgage early? While owning your home outright can provide peace of mind, there are several reasons why you might want to reconsider paying off your mortgage early if you are...
The last few months have been tough, there's no question about that. The rising cost of living in the UK has meant that the average person is now paying more for utilities like gas, water, and electricity. Food and drink prices have soared, and petrol and diesel now...
Most mortgage borrowers are pretty clued up on the initial terms of their loan. Well, at least they should be if their mortgage broker has explained things to them! Normally you would fix your mortgage for a period of 2 to 5 years and enjoy the rate and product you...
Everyone talks about purchasing a property and the associated mortgage you secure. Then people talk about remortgaging or doing a product transfer to keep a good interest rate and mortgage product on your property. But very few people talk about what else remortgaging...
Do You Need Life Insurance For A Mortgage? The simple answer is no, you do not need life insurance to get a mortgage. A mortgage lender will not reject your application if you do not have life insurance. However, there are significant benefits to having life insurance...
Standing tall and imposing at the corner of Putney High Street and Putney Bridge Road is the impressive concrete modernist monolith, Jubilee House. When travelling into Putney, it’s impossible not to see the Jubilee House building. At only a short stroll away from...
Welcome to our exclusive interview with Sophie Jones, residential conveyancing solicitor and partner at William Sturges Solicitors, a prominent legal firm based in central London. After well over one hundred years of trading, William Sturges has established itself as...
Being a rental tenant in 2024 can be tricky for a number of reasons, especially when you need to find out who the landlord is for a property. Whether you’re a tenant seeking to address a concern, a prospective renter, or simply someone looking to make an enquiry about...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.
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