Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Applying for a mortgage in the UK may appear stressful, especially if it's your first time. One of the most common reasons for delays in the approval of a mortgage could be lack or insufficient documentation. But with proper preparation, you can walk through the...
Thinking about applying for a mortgage? Before you do, there's one important number you need to check: your credit score. A strong credit score can be the difference between being approved for a competitive mortgage, or being declined altogether. The good news? Even...
If you're trying to buy your first home in the UK, it can feel like the dream's getting further out of reach, with house prices climbing and mortgage rules getting stricter. But there's good news. The First Homes Scheme could be your affordable key to getting on the...
Research published in June 2017 shows the astonishing lack of critical illness or income protection insurance taken out by the UK workforce. The research conducted by Canada Life Group Insurance, which surveyed 1,010 full- and part-time employees in the UK, shows few...
Close to 16 million adults have no contents insurance according to a Financial Inclusion Commission (FIC) report published in November 2017. It found 60% of those earning £15,000 or less per year have no contents cover – and few would be able to replace their...
Not many professional business owners understand the benefits that having a key person insurance policy in place at their enterprise could provide. You may own a business yourself or be a key decision maker in the company. If you are then you’ll know precisely how...
Life insurance policies are amongst some of the most popular insurance products in the UK, yet over 50s may be paying far too much for their cover, and could benefit by exploring more of the market. For instance, policies that offer guaranteed pay outs, for instance,...
Getting the right life insurance policy and working with a specialist broker to find an affordable, bespoke package isn’t just essential for you as an individual. It’s crucial to giving greater peace of mind to your family and loved ones, letting them know they are...
Did you know that Britons are more likely to insure their pet than invest in critical illness insurance to cover their own worst-case scenarios? That’s according to research carried out by Mintel in August 2017. In its survey of 1,152 UK adults, they discovered that...
The right personal protection policy can offer a financial safety net to any individual and their family should the worst happen and a critical illness stops them from working. This forward planning and protection is especially important for those who are...
Recent research conducted by Royal London has underlined how numerous people across the UK are putting themselves at financial risk by not investing in a personal protection policy that suits their needs. According to their study, 5.8 million renters in the United...
Statistics show that re-evaluating and remortgaging a property has hit record highs across the UK this year. According to new figures from Connells Survey & Valuation (August 2017) remortgaging accounted for 37% of the valuations market in August – the highest...
Working with the right mortgage advisor could help to ease money concerns and free up capital, setting a plan in place that is perfectly suited to individual homeowners’ needs. According to the Money Talks Study conducted by Seven Investment Management (7IM), 70% of...
Recent research by the Financial Inclusion Commission (FIC) has revealed some concerning figures regarding UK residents’ earnings and their insurance-buying habits. According to the FIC’s recent survey, 60% of those earning below £15,000 do not have Contents Insurance...
It may be more important than ever for people to work with an experienced mortgage advisor to discover better bespoke deals that suit their needs when they’re looking to purchase a property. Why, though? There are so many factors; consider that, without including the...
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