Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
If you're thinking about buying a flat, you’ll quickly come across three terms that can feel a bit confusing at first. These terms are service charge, ground rent, and leasehold. They’re all important, not just for understanding your long-term costs, but also when...
Interest-only mortgages have become increasingly popular among borrowers looking for lower monthly payments and greater financial flexibility. But with those lower payments comes a major responsibility. You must have a reliable plan for repaying the capital at the end...
What Is a Mortgage Holiday? A mortgage holiday, also known as a mortgage payment holiday, is a temporary break from making your regular monthly mortgage payments. It’s an arrangement made with your lender that allows you to pause your repayments for a short, agreed...
Statistics show that re-evaluating and remortgaging a property has hit record highs across the UK this year. According to new figures from Connells Survey & Valuation (August 2017) remortgaging accounted for 37% of the valuations market in August – the highest...
Working with the right mortgage advisor could help to ease money concerns and free up capital, setting a plan in place that is perfectly suited to individual homeowners’ needs. According to the Money Talks Study conducted by Seven Investment Management (7IM), 70% of...
Recent research by the Financial Inclusion Commission (FIC) has revealed some concerning figures regarding UK residents’ earnings and their insurance-buying habits. According to the FIC’s recent survey, 60% of those earning below £15,000 do not have Contents Insurance...
It may be more important than ever for people to work with an experienced mortgage advisor to discover better bespoke deals that suit their needs when they’re looking to purchase a property. Why, though? There are so many factors; consider that, without including the...
Partnering with the right mortgage broker can take the pressure of one of the most complicated tasks from your shoulders, allowing you to concentrate on the things that matter to you most. It’s fair to say that a lot of people could do without the stress that applying...
People don’t just partner with a mortgage broker to find the best bespoke package for their financial needs. One of the main benefits for using a mortgage broker is to navigate what is one of the most stressful processes around. Consider recent research from Trussle,...
As a leading mortgage adviser, it’s astonishing to see how many Britons are in the dark about their remortgaging finance options, and how many are missing out on a much better deal for their long-term financial needs. The Monthly Connells Survey & Valuation...
If you’re in the market for comprehensive mortgage advice, you have more options to consider than ever thanks to the reach of the internet and social media. Alongside more traditional financial institutions such as banks and building societies, there are services out...
You may have discovered yourself how many different types of mortgages there are out there when you’re looking to buy a property. Partnering with the right mortgage advisor though can not only help you make sense of the market; it can be crucial in helping you find...
At Oportfolio, we care about the quality of our service as a comprehensive mortgage advisor. We want to support our customers every step of the way, a process which requires an excellent reputation and commitment. Our drive to deliver the best service possible to our...
Personal protection insurance may not be on your mind right now. With Christmas close and festivities at hand, you’re unlikely to be wondering what type of personal protection cover you may need. But wouldn’t it be nice to start the New Year at ease, knowing that you...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.