Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
It’s looking likely that millions of UK homebuyers are about to benefit from long-overdue improvements to the home buying and selling process, the government has announced over the last couple of days! With a new initiative to slash delays and reduce the number of...
The Helping Hand mortgage now potentially allows first-time buyers to borrow up to six times their income. This can increase borrowing capacity by up to 33% more than Nationwide’s standard lending limits, offering a significant boost to those looking at buying their...
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
Remortgaging can be a complex and stressful process, even for the most experienced mortgage customer. There are many factors to consider, and it's crucial to ensure you're making the right decision for your financial future. At Oportfolio, our goal is to help you make...
Putney, a picturesque suburb of South West London, has long been a sought-after location for homebuyers. Conveniently located next to the River Thames, this charming area boasts a vibrant community, excellent amenities, and superb transport links. Whether you're...
Purchasing a property is going to be expensive. Unfortunately there is no sugar coating it! Most homebuyers understand that there will be associated costs with purchasing a property. But many don’t know what these costs are, or what they mean. One significant cost...
When it comes to personal finance, one of the most debated questions is: should I pay off my mortgage early? While owning your home outright can provide peace of mind, there are several reasons why you might want to reconsider paying off your mortgage early if you are...
The last few months have been tough, there's no question about that. The rising cost of living in the UK has meant that the average person is now paying more for utilities like gas, water, and electricity. Food and drink prices have soared, and petrol and diesel now...
Most mortgage borrowers are pretty clued up on the initial terms of their loan. Well, at least they should be if their mortgage broker has explained things to them! Normally you would fix your mortgage for a period of 2 to 5 years and enjoy the rate and product you...
Everyone talks about purchasing a property and the associated mortgage you secure. Then people talk about remortgaging or doing a product transfer to keep a good interest rate and mortgage product on your property. But very few people talk about what else remortgaging...
Do You Need Life Insurance For A Mortgage? The simple answer is no, you do not need life insurance to get a mortgage. A mortgage lender will not reject your application if you do not have life insurance. However, there are significant benefits to having life insurance...
Standing tall and imposing at the corner of Putney High Street and Putney Bridge Road is the impressive concrete modernist monolith, Jubilee House. When travelling into Putney, it’s impossible not to see the Jubilee House building. At only a short stroll away from...
Welcome to our exclusive interview with Sophie Jones, residential conveyancing solicitor and partner at William Sturges Solicitors, a prominent legal firm based in central London. After well over one hundred years of trading, William Sturges has established itself as...
Being a rental tenant in 2024 can be tricky for a number of reasons, especially when you need to find out who the landlord is for a property. Whether you’re a tenant seeking to address a concern, a prospective renter, or simply someone looking to make an enquiry about...
Welcome to our exclusive interview with Russell White, the Director of Winkworth Estate Agents Putney, a distinguished figure in the residential property sales and purchases arena. Winkworth Putney, a cornerstone of South West London's property market, boasts a legacy...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.
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