Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
With over a decade of experience across retail and commercial banking, Isaac Kikabi made a strategic move into the mortgage sector three years ago, a transition driven by a deep personal interest in housing and its role in social and economic mobility. Now serving as...
With the housing market remaining tough for many, a new opportunity has emerged for buyers who need extra support: using up to four incomes on one mortgage application. Thanks to Family Building Society’s enhanced Joint Borrower Sole Proprietor (JBSP) mortgage, UK...
Securing a mortgage when you are self-employed can feel more complicated than it should. Getting a mortgage as an employed person with a basic guaranteed annual salary might seem like the most straight forward and hassle free way of purchasing a property, but it isn’t...
The latest Halifax House Price Index report for February 2025 shows that UK house prices remained largely stable over the month, dipping by just -0.1%, following a +0.6% increase in January. The average property price now stands at £298,602, a marginal decrease of...
When applying for a mortgage, one of the most crucial steps is understanding how lenders calculate how much you can borrow or how mortgage is calculated. Mortgage calculations are based on a range of factors, including income, outgoings, employment type, and deposit...
Investing in a buy-to-let property can be a lucrative venture, offering long-term rental income and potential capital appreciation for those looking to invest their money somewhere. However, landlords must also consider the financial responsibilities, including tax...
It’s looking likely that millions of UK homebuyers are about to benefit from long-overdue improvements to the home buying and selling process, the government has announced over the last couple of days! With a new initiative to slash delays and reduce the number of...
The Helping Hand mortgage now potentially allows first-time buyers to borrow up to six times their income. This can increase borrowing capacity by up to 33% more than Nationwide’s standard lending limits, offering a significant boost to those looking at buying their...
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
In today’s digital age, social media influencing has become a legitimate and thriving career. Whether that is on social media platforms like Instagram, TikTok, X (formerly twitter), or YouTube. There is great money to be earned if you know how to crack the code. If...
With high interest rates and stricter mortgage affordability rules, it is becoming a daily battle for mortgage lenders to encourage new borrowers. What is the incentive to choose a specific lender and product aside from who has the best rate in the bunch? Fortunately,...
London’s elite professionals often find themselves juggling high salaries, substantial bonuses, and an ambition to own prime real estate. With property prices in London reaching unparalleled heights, using your bonuses strategically can unlock opportunities to secure...
Happy New Year! As we step into 2025, the latest Nationwide House Price Index has given us as a mortgage broker, plenty to reflect on regarding the resilience of the UK housing market in 2024. According to the report from Nationwide, against the backdrop of rising...
Welcome to our exclusive interview with Heena Sandhu, business development manager at Guardian, a prominent protection provider that do things differently to other providers. Guardian came to market in 2018 with a single ambition – every family to have protection that...
Welcome to our latest interview with Ashley Filby, an Independent Financial Planner at Insight Financial Associates. Insight is renowned for providing tailored financial solutions that help all kinds of clients with all kinds of financial advice needs. With a wealth...
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