This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. Many topics were discussed, but one of particular interest was the questions “Is now a good time to buy...
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Christina Smith From TSB Mortgages Shares Her Thoughts
This week, our mortgage advisors at Oportfolio Mortgages had the privilege of welcoming Christina Smith, business development manager for TSB mortgages into our London based mortgage brokerage. As part of our ongoing commitment to building close relationships with...
Should I Remortgage With The Same Lender?
Is your current mortgage deal nearing its end? You might be wondering whether to remortgage with the same lender or switch to a new one to get a better deal and more importantly, save some money with a lower interest rate! As a mortgage expert I understand that this...
What Is Competent Adviser Status (CAS)?
*Please note that we are not currently hiring any mortgage advisors or providing any training Today, people need mortgage advisers and financial advisers in general, more than ever. The mortgage market is a bit of a mine field at the moment, to put it lightly. And to...
Fees For Buying A Property. Are They Worth It?
Something that is often overlooked when purchasing a property by many are the fees that can be associated with it. The majority of people who buy a house or an apartment need a mortgage and the majority of people who need a mortgage will need insurance. But,...
How Long Does It Take To Get A Mortgage Approved
One of the most common worries that people have when buying a property, is how long will it take for the mortgage to be approved? It doesn't matter if you are a first-time buyer, second, third, fourth time buyer, or even a serial landlord. The fear that your...
Do I Need An Airbnb Mortgage?
Purchasing a property for the sole purpose of letting it out for short term holidays or short term business breaks has become increasingly popular in recent years, thanks primarily to the holiday let conglomerate Airbnb. So what do you need to do if you want to...
How Age Impacts Mortgages
When it comes to getting a mortgage, there are a few rules and regulations that you need to follow and different lenders have different criteria. Each lender's criteria helps safe guard themselves from potential risks when lending money and also safe guards...
Common Personal Insurance Questions Answered
In our previous two blogs, we answered the internets most common questions about the mortgage and the home buying process. Another extremely important of getting yourself financially secure and organised, is to make sure that you have the right relevant personal...
Home Buyers Common Questions Answered By Professionals
In our blog from earlier this week, we answered some of the internet's most common questions about the mortgage process when buying a property. A lot of new home buyers have questions around the process outside of mortgages too. So we thought it would be useful...
What Is Mortgage Porting?
Looking to move home and in need of a mortgage? Already happy with your mortgage lender and deal and don’t want to go through the hassle of applying for a completely new mortgage? Ever heard of mortgage porting? Porting your mortgage is a good borrowing...
Most Common Mortgage Questions Answered By A Professional
At Oportfolio mortgages, we pride ourselves on being a font of knowledge and a guiding hand for anyone who has queries or concerns around all things mortgages and property. In this blog, we will answer a few of the internet's most commonly searched mortgage...
What Documents Do I Need For A Mortgage
Getting a mortgage can be one of the most exciting times in your life, but also potentially stressful if you are going into it without knowing what to expect and what the mortgage lender expects of you. The most common conundrum that mortgage customers have is "What...
How To Prepare For Your First Mortgage
Finally ready to spread your wings and flee the nest? Already living independently and tired of paying off your landlord’s mortgage for them? Knowing how to prepare for your first mortgage and where to start can seem like walking blindly through a mine field sometimes...
Potential Mortgage Issues For Employed People
We're not going to lie, when we have a client who is permanently employed with a straight forward basic salary and straight forward contracted working hours, we do let out a small and quiet sigh of relief. Not because we can't help with more complicated income...
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