This morning NatWest Bank have announced that they will be making some major new changes to their Buy to Let stress tests. Meaning that it will become more difficult for Buy to Let landlords to get the level of lending that they need in order to finance their...

In a very surprising move, TSB lower mortgage rates across their residential, buy-to-let and product transfer product offerings. This means that both new borrowers and existing TSB loan owners can get a lower rate with the Edinburgh based lender through specialist...

Nationwide Building Society have announced that from the 9th of June 2023, they will be increasing the Nationwide maximum loan to value for non new build flats and apartments. What does this mean exactly? The loan to value of a property is the percentage of a property...

Today, both Nationwide Building Society and Bank of Ireland have announced new mortgage rates and products after withdrawing several existing products in the last week. The new products for Bank of Ireland are specifically for their buy-to-let mortgage offerings...

Is the UK housing market improving? There is a lot of conflicting information in the news at the moment about the state of property purchase and sale in the UK. Some people are reporting that property prices are dropping rapidly due to a lack of appetite caused by the...

The average age of a first time buyer is going up. I'm sure that is no surprise to anyone. Most people reading this article probably have stories of how their grandparents and parents bought their first house at the age of 20 for a couple of thousand pounds and will...

80% buy-to-let mortgages from TMW are back. Yes, you read that correctly. TMW, the buy-to-let arm of Nationwide Building Society have announced the re-introduction of 80% LTV buy-to-let loans to their product offerings, as well as several other positive changes to...

TSB have announced some surprisingly huge new increases to their interest rates this morning. As brokers, we did expect that we would see TSB rates increasing, however these new products seem to be much higher than most other lenders. The question on everyone's lips...

Coventry Building Society have announced a return to the market with some new higher rates, after withdrawing almost all of their existing residential products last week. For reasons that will no doubt become clearer in the next few weeks when the Bank of England's...

A recent study in to the impact of mortgage rate rises since the end of 2022 suggests that the borrowers of average 2-Year Fixed Mortgages are £35 a month or £420 a year worse off, with many paying even more than that on their mortgage deals. How long can this payment...

Recent data released by the Bank of England has revealed that mortgage approval has dropped and continues to drop as well as the number of new mortgage borrowing. The main reason for this? The economic crisis. A significant downturn in the UK economy, combined with...

Nationwide building society announced on the 15th of May 2023 that they would soon be introducing a new green 0% mortgage product for additional borrowing on properties. What does this mean exactly? Well it doesn't mean that you won't have to pay anything at all on...