The housing market in the UK, especially places like London and the Southwest has always given off the impression of being very strong. Idyllic city based property and beautiful rural home bases seem to get snapped up for above average asking prices, and people are...

This week, and specifically in the last couple of days, we have seen a lot of mortgage lender changes being announced. Changes around mortgage interest rate increases, mortgage interest rate decreases, product withdrawals, product introductions, and changes to lender...

In recent times, we have noticed that there has been a significant shift in the market in terms of the length of time that people are taking a mortgage for. It used to be the case that a 25 or perhaps 30 year mortgage term was a standard number of years for someone to...

As many people predicted, it looks like we have seen the first lender to raise mortgage interest rates since it was announced that UK inflation had only decreased marginally. Nationwide building society have announced that from the 26th of April they will raise...

Skipton for intermediaries have sent emails to all subscribing mortgage brokers this morning to announce that they will be making some changes to and re-introducing some of their residential fixed rate product offerings. The new changes will come in to effect this...

Over the last 6 months or so, most mortgage borrowers will have seen a significant mortgage payment increase. This is because the current economic climate has made mortgage lenders increase their mortgage rates from record lows. For those lucky enough to have secured...

Over the last few months, the property market in the UK has been a little hostile to say the least. Interest in property has dipped and risen more frequently than a roller coaster as interest rates have peaked and dropped and peaked and dropped again. The cost of...

At Oportfolio mortgages we handle all of our clients financial advice needs, from mortgage and protection advice to wills. But sometimes specialist lending and borrowing options need to be handled by outside experts in the field. That is why when we speak to borrowers...

It has been announced today that unfortunately, despite predictions and the Bank of England's best efforts, the UK inflation rate still remains at above 10% (specifically 10.1%). A far cry away from the target inflation rate of 2% that the bank holds and falling...

This morning TSB have announced a slew of changes to the products they offer to borrowers, including a new five year fixed rate mortgage at below 4%! Something that most lenders haven't offered since before the announcement of the disastrous mini-budget in September...

2023 has turned out to be very tough year for the average UK resident. With spiralling interest rates and the general cost of living going to unprecedented levels, people are struggling to keep up with their bills and many are defaulting on mortgages, credit cards,...

Following on from our blog post yesterday about Coventry Building Society lowering 90% and 95% mortgage products for first time buyers, Nationwide building society have also announced that they will be reducing rates on their own 90% and 95% mortgage products. These...