All the latest breaking UK mortgage and protection news, updated daily by industry experts.
Are house prices going down in the UK? Well, according to the lates Halifax property price index, UK house prices fell by 0.5% in March 2025, with average property prices now £296,699! In this article, I will go through the new data released by Halifax and offer a...
Homebuyers and homeowners looking for a mortgage deal will welcome the latest news from Santander and TSB, as both lenders have announced reductions in their mortgage rates. These changes, effective from today, offer improved affordability and monthly interest...
The UK housing market is on track for significant growth, with property prices expected to rise by an average of 23.4% over the next five years according to research by Savills. Homeowners in the North of England are set to see the most substantial gains, making it an...
Barclays has today announced the expansion of its Joint Borrower Sole Proprietor (JBSP) Mortgage Boost range, designed specifically to help struggling first-time buyers to secure larger loans in today’s challenging housing market. It is no secret that first-time...
Specialist lender Precise Mortgages has expanded its bridging loan range by introducing a new developer exit product and reducing bridging loan rates by 0.07%. Bridging loans are a great alternative lending method for short term finance, and definitely something that...
Buy-to-let mortgage rates have been a focal point for landlords and property investors over the past year, with notable fluctuations influenced by economic events, swap rate markets, and broader financial pressures. Recent analysis by specialist lender Octane Capital...
The housing market in 2024 offered glimmers of hope for prospective buyers, with Nationwide Building Society’s latest Housing Affordability Report highlighting slight improvements in affordability. However, unfortunately beneath these modest gains lies a sobering...
In a fast-moving mortgage market, the latest developments from Principality Intermediaries and Metro Bank signal yet more turbulence for borrowers and brokers alike. Principality’s decision to withdraw several residential mortgage products and Metro Bank’s upcoming...
For the first time in three months, UK inflation has shown a modest dip, according to the latest figures from the Office of National Statistics (ONS). The Consumer Prices Index (CPI) rose by 2.5% in the year to December 2024, a slight reduction from November’s 2.6%....
Leeds Building Society has today introduced significant changes to its mortgage offerings for 2025, with updates affecting residential, affordable housing, Buy to Let (BTL), and holiday let products. The last few months have seen a lot of fluctuation and unpredictable...
Getting onto the property ladder is a challenge that continues to elude many renters and first-time buyers in the UK. With skyrocketing property prices, high rents, and limited opportunities to save for a deposit, the dream of homeownership often feels out of reach....
In a very welcome introductory message for the new year, HSBC has updated its Energy Efficient Homes Cashback Mortgage (EEHC) offerings, increased cashback availability and reduced mortgage rates across its range. HSBC mortgage rates, as well as every other lender's...
The UK mortgage market is set to enjoy a resurgence in 2025, that’s according to forecasts from UK Finance, as mortgage lending is predicted to rise by an impressive 11% to reach £260 billion next year! This growth in mortgages in 2025 is expected to be driven by a...
Barclays Bank has today announced significant reductions to its mortgage rates, offering potential relief to both homebuyers and remortgagers as 2024 comes to an end. The latest changes see Barclays potentially moving closer to the much-anticipated sub-4% mortgage...
NatWest has this morning announced significant rate reductions across its portfolio of mortgage products. The changes, effective immediately, span both residential and buy-to-let (BTL) markets, providing borrowers with more competitive options amid ongoing economic...
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