Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
UK House Prices Hold Steady in February: Halifax House Price Index
The latest Halifax House Price Index report for February 2025 shows that UK house prices remained largely stable over the month, dipping by just -0.1%, following a +0.6% increase in January. The average property price now stands at £298,602, a marginal decrease of...
First-Time Buyer Mortgages UK: Leeds & Virgin Cut Rates
The UK mortgage market has received a welcome boost this week as Leeds Building Society and Virgin Money both announce significant rate reductions, aiming to support first-time buyers and homeowners looking for better deals. But with rising property prices, high...
New Low Barclays Mortgage Rates Of 3.96% Announced
Barclays Bank has announced a new wave of mortgage rate reductions, with some products falling below 4% for the first time in months. As of the 4th of March 2025, the bank has lowered rates across a range of mortgage products, including its Green Home five-year...
Santander New Build Mortgage With 95% LTVs
Santander has recently announced a significant expansion of its mortgage offerings, particularly targeting first-time buyers and those looking to invest in new build properties. On the 1st of March 2024, the bank unveiled a range of New Build 3-year fixed rate...
Nationwide Increases Maximum Remortgage Loan To Value
Nationwide Building Society has recently announced a significant enhancement to its remortgage options, offering homeowners greater flexibility and accessibility in refinancing their properties. The building society has raised the maximum loan-to-value (LTV) ratios...
Mortgage In Principle For First Time Buyer Helped Secure Million-Pound Home!
In Pimlico, Central London, where property prices soar and competition is fierce, one determined first-time buyer dared to dream big. With a hefty deposit and a six-figure salary, he set his sights on a coveted property listed at over £1,000,000. But in this cutthroat...
Options for First-Time Buyers in a Tough UK Mortgage Market
In a recent analysis by Mortgage Broker Tools (MBT) in collaboration with Pepper Money, disheartening statistics have emerged for first-time buyers in the UK. The data reveals a stark reality: the number of affordable options for first-time buyers plummeted by 40% in...
HSBC Mortgage Rates on the Rise
HSBC has announced adjustments to its residential and Buy to Let (BTL) mortgage product ranges effective from Friday the 23rd of February 2024. The changes, spanning different loan-to-value (LTV) ratios and fixed-rate terms, signal a trend of increasing rates among...
Does Your Insurance Cover You For 100% Of Malignant Cancers?
Facing a diagnosis of cancer is a daunting prospect, both emotionally and financially. While insurance can provide a safety net during such a challenging time, it's crucial to understand the extent of coverage offered, especially when it comes to malignant cancers. In...
Children’s Critical Illness Cover
In today's unpredictable world, being financially resilient is paramount, especially when it comes to safeguarding the well-being of your family. While conversations about financial security often revolve around protecting oneself or a partner against serious...
Coventry Raises Mortgage Rates: What You Need to Know
Coventry Building Society has recently announced changes to its mortgage rates, affecting both new and existing borrowers across various categories. In a communication sent out to Oportfolio mortgages today, Coventry have announced several rate increases. Here's a...
Epic Mortgage Rate Revolution: How We Saved Clients Thousands
In the fast-paced world of mortgages, timing is everything. As an experienced mortgage broker, we pride ourselves on staying ahead of the curve and ensuring our clients secure the best possible deals. Recently, we embarked on a mission to proactively review and adjust...
UK Inflation Steady at 4%: Impact on Mortgage and Property Market
UK headline CPI inflation has maintained its position at 4%, in line with December's figures, defying expectations for a rise to 4.2% according to many economists. The January 2024 data released by the Office for National Statistics (ONS) indicates a monthly price...
UK Mortgage Rates Surge as Lenders React to Bank of England
In the wake of the Bank of England's recent decision to maintain its base rate at 5.25%, the UK mortgage market has experienced a wave of volatility. Lenders have swiftly responded by adjusting their fixed-rate deals, anticipating prolonged stability in interest...
Nationwide Raises Mortgage Rates as Santander Cuts Them – Rate Adjustments
This week Nationwide and Santander have announced adjustments to their residential mortgage rates, slated to take effect from today. These rate adjustments aim to cater to evolving consumer demands and market conditions, but the raising of rates seen is certainly...
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