Mortgage News, Insights & Advice

In the 12 months leading up to May 2023, the UK property market experienced a moderate increase in average house prices, according to the latest data released by The Office for National Statistics (ONS). The report indicates that the average house price across the UK...

This afternoon, mortgage lenders NatWest and Coutts, have announced rate increases on their mortgage products, despite the recent drop in inflation to 7.9%. The decision has left many customers puzzled, as the current economic climate suggests that there could soon be...

In a surprising turn of events, the UK inflation rate has dropped to 7.9% in July 2023, marking a significant decrease from recent highs. It now stands at the lowest it has been in 16 months! The news comes as a relief to homeowners and potential buyers who have been...

London based mortgage lender Metro Bank has recently unveiled the upgraded version of its mortgage origination platform. The platform aims to revolutionise the mortgage application process for intermediaries while laying the groundwork for the launch of new products...

Over the last few months, the UK has seen a sharp increase in average mortgage rates due to increasing economic pressures. This coupled with the general cost of living crisis has meant that many people who were once enjoying low mortgage costs and relatively...

The UK mortgage market has witnessed its fair share of fluctuations in recent months, with interest rates playing a pivotal role. As homeowners and prospective buyers seek stability and affordability, the question on everyone's minds is whether we are headed for seven...

In an exciting development for prospective homebuyers and existing mortgage holders, TSB has announced significant improvements to its lending criteria. Effective from the 13th of July 2023, the changes aim to enhance affordability and accessibility for borrowers....

London is a great city...in fact, ask a resident and they will most likely tell you that it is the greatest city in the world! Yes, we might not have the best weather all the time, we might not have the white sand beaches and crystal blue oceans, but there is...

One of the biggest issues that new borrowers and existing mortgage owners struggle with nowadays is mortgage affordability. Yes, you may be able to afford a £1,000 a month rental payment or your existing mortgage of £2,000 a month, but unfortunately this means nothing...

New data released by E.surv in their June 2023 House Price Index confirms that UK house price growth has slowed again for the 10th month in a row. What does this mean exactly? And what can we expect from UK house prices moving forward. Is owning a property right now...

In a somewhat concerning development for prospective home buyers and existing borrowers, two-year fixed mortgage rates in the UK have climbed to their highest level since the 2008 financial crisis. Also surpassing the peak at the release of the mini-budget. Recent...