Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
UK Mortgage Market Update – 18th of May 2026
Latest UK mortgage market update covering mortgage rates, lender changes, housing market trends, remortgage news and Bank of England developments.
What Is Critical Illness Cover? Your Questions Answered
What is critical illness cover and do you need it? Learn how it works, what it covers, and how it protects your mortgage and finances in the UK.
Common First-Time Buyer Mistakes to Avoid
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
Portfolio Landlord Mortgages
So you’ve owned a property for a while and decide to rent it out. This initial buy-to-let investment proves to be a profitable source of income for yourself, so you decide to get another. Soon you find that you are in the position to buy more, and more. You have now...
NatWest Switcher Offer Increases Mortgage Rates and Terms
We've just received an important update from NatWest regarding changes to their mortgage offerings for existing customers looking at switcher products. At the end of 2023 and in the first few weeks and months of 2024, lenders had been reducing rates like they were...
Skipton ‘Track Record Mortgage’ for Low House Deposit
Skipton Building Society has relaunched a popular mortgage product, the 'Track Record Mortgage'. Originally aimed at first-time potential borrowers looking for a low house deposit loan, Skipton has today announced that the product will now extend to both renting...
Santander New Build Mortgage With 95% LTVs
Santander has recently announced a significant expansion of its mortgage offerings, particularly targeting first-time buyers and those looking to invest in new build properties. On the 1st of March 2024, the bank unveiled a range of New Build 3-year fixed rate...
Nationwide Increases Maximum Remortgage Loan To Value
Nationwide Building Society has recently announced a significant enhancement to its remortgage options, offering homeowners greater flexibility and accessibility in refinancing their properties. The building society has raised the maximum loan-to-value (LTV) ratios...
Mortgage In Principle For First Time Buyer Helped Secure Million-Pound Home!
In Pimlico, Central London, where property prices soar and competition is fierce, one determined first-time buyer dared to dream big. With a hefty deposit and a six-figure salary, he set his sights on a coveted property listed at over £1,000,000. But in this cutthroat...
Options for First-Time Buyers in a Tough UK Mortgage Market
In a recent analysis by Mortgage Broker Tools (MBT) in collaboration with Pepper Money, disheartening statistics have emerged for first-time buyers in the UK. The data reveals a stark reality: the number of affordable options for first-time buyers plummeted by 40% in...
HSBC Mortgage Rates on the Rise
HSBC has announced adjustments to its residential and Buy to Let (BTL) mortgage product ranges effective from Friday the 23rd of February 2024. The changes, spanning different loan-to-value (LTV) ratios and fixed-rate terms, signal a trend of increasing rates among...
Does Your Insurance Cover You For 100% Of Malignant Cancers?
Facing a diagnosis of cancer is a daunting prospect, both emotionally and financially. While insurance can provide a safety net during such a challenging time, it's crucial to understand the extent of coverage offered, especially when it comes to malignant cancers. In...
Children’s Critical Illness Cover
In today's unpredictable world, being financially resilient is paramount, especially when it comes to safeguarding the well-being of your family. While conversations about financial security often revolve around protecting oneself or a partner against serious...
Coventry Raises Mortgage Rates: What You Need to Know
Coventry Building Society has recently announced changes to its mortgage rates, affecting both new and existing borrowers across various categories. In a communication sent out to Oportfolio mortgages today, Coventry have announced several rate increases. Here's a...
Epic Mortgage Rate Revolution: How We Saved Clients Thousands
In the fast-paced world of mortgages, timing is everything. As an experienced mortgage broker, we pride ourselves on staying ahead of the curve and ensuring our clients secure the best possible deals. Recently, we embarked on a mission to proactively review and adjust...
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