Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
HSBC Eases Mortgage Rules for Fixed-Term Contract Workers
HSBC has relaxed its mortgage lending criteria for certain borrowers on fixed-term contracts. Discover what the changes mean for doctors, teachers, UAE residents and anyone applying for a mortgage.
Key Man Insurance: Secure Your Business
What is key man insurance and why is it important? Discover how key man insurance protects UK businesses, what it covers, how much it costs, and how key person insurance can safeguard your company’s future.
Can I Get a Mortgage If I’m Paid in US Dollars or Foreign Currency?
Are you paid in US dollars, euros or another foreign currency? Learn how UK mortgage lenders assess overseas income and how it could affect your mortgage application.
What Is A Product Transfer Mortgage?
Most mortgage borrowers are pretty clued up on the initial terms of their loan. Well, at least they should be if their mortgage broker has explained things to them! Normally you would fix your mortgage for a period of 2 to 5 years and enjoy the rate and product you...
Remortgaging For Debt Consolidation
Everyone talks about purchasing a property and the associated mortgage you secure. Then people talk about remortgaging or doing a product transfer to keep a good interest rate and mortgage product on your property. But very few people talk about what else remortgaging...
Do You Need Life Insurance For A Mortgage
Do You Need Life Insurance For A Mortgage? The simple answer is no, you do not need life insurance to get a mortgage. A mortgage lender will not reject your application if you do not have life insurance. However, there are significant benefits to having life insurance...
Jubilee House, Putney
Standing tall and imposing at the corner of Putney High Street and Putney Bridge Road is the impressive concrete modernist monolith, Jubilee House. When travelling into Putney, it’s impossible not to see the Jubilee House building. At only a short stroll away from...
In Conversation With Sophie Jones: Residential Conveyancing With William Sturges
Welcome to our exclusive interview with Sophie Jones, residential conveyancing solicitor and partner at William Sturges Solicitors, a prominent legal firm based in central London. After well over one hundred years of trading, William Sturges has established itself as...
How To Find The Landlord Of A Property
Being a rental tenant in 2024 can be tricky for a number of reasons, especially when you need to find out who the landlord is for a property. Whether you’re a tenant seeking to address a concern, a prospective renter, or simply someone looking to make an enquiry about...
Virgin and Coventry Mortgage Rate Cuts Amid Falling UK Inflation
In a significant move for the mortgage market, Virgin Money has announced reductions in its fixed mortgage rates across various buy-to-let (BTL) and remortgage products, effective from today. This announcement comes as the UK inflation rate drops to 2.3%, the lowest...
HSBC Expat Buy-to-Let Mortgages: Criteria & International Guide
Living overseas and investing in UK property? Learn how HSBC expat buy-to-let mortgages work, including eligibility, deposits, income, rental affordability and remortgaging.
Precise Releases One-Year Fixed-Rate & Lifetime Tracker Mortgages
Precise Mortgages, a leading specialist lender and part of the OSB Group, has announced the expansion of its residential mortgage range with the introduction of a new one-year fixed-rate and other lifetime tracker mortgage products. These new products are significant...
Is It Cheaper Buying Property In London or Renting?
Londoners looking to buy a home are facing stark financial realities as new research reveals that monthly mortgage payments are, on average, 42% higher than rental costs. The discrepancy is even more pronounced in inner London, where homeowners pay 66% more than...
Can I Extend My Mortgage Term To Combat Rising Property Costs?
New research from the Bank of England reveals a significant shift in the mortgage market. According to the bank's research, one in four mortgages will now extend into the borrower's retirement years. Meaning that 25% or 1/4 of mortgage borrowers will still be paying...
Barclays Mortgage Rates Cut on Various Products
Barclays has announced a significant reduction in mortgage rates across a range of their products, a move set to benefit both new buyers and existing homeowners looking to remortgage. The new rates will be effective from Friday the 17th of May 2024, and include...
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