Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
New Build Mortgage Affordability Changes Announced By Accord
Accord mortgages, perhaps a somewhat lesser known UK mortgage lender, has today announced some very interesting New Build mortgage affordability criteria. If you are in the market for purchasing a new build residential home, then this new update will be right up your...
NatWest Mortgage Rate Of 3.77% Narrowly Undercuts Nationwide
In a very interesting move this week, one of the UK's big six mortgage lenders has narrowly undercut one of their major competitors to offer the current lowest mortgage rate on the mainstream market. A new NatWest mortgage rate of 3.77% has been released this week,...
Should I Remortgage With The Same Lender?
Is your current mortgage deal nearing its end? You might be wondering whether to remortgage with the same lender or switch to a new one to get a better deal and more importantly, save some money with a lower interest rate! As a mortgage expert I understand that this...
Can I Get A Second Mortgage To Buy Another House?
There are thousands, even millions of articles online targeted at first-time buyers looking to get a single mortgage. But not anywhere near as many for the more experienced borrower who is looking to get a second mortgage. Buying another property for residential...
Mortgages For Commission-Based Income
Sometimes income received from employment isn't black and white. By that we mean, sometimes people don't just earn a clear basic flat salary. There are lots of weird and wonderful ways that people earn their money, each unique to their own industry. In this blog we...
Could There Be A £300 Per Month Mortgage Grant?
In recent months, we have seen a steep increase in mortgage rates with lenders across the board. Although it seems that the dust has now settled and many banks and building societies are now bringing their rates back down slowly, the impact of the rate rises is...
UK House Prices Fall
As predicted by us here at Oportfolio and by economists and property finance specialists, the UK has seen house prices fall significantly in the last month. This drop in prices comes after the disastrous announcement of the 'mini-budget' last month by the former...
Should I Keep My Rental Properties In A Recession?
Being based in London has allowed us to help a large variety of different buyers over the years. From first-time purchasers buying their first nest to property developers needing a loan to construct large multi-unit apartment buildings. One of our specialties in the...
Base Rate Rises To 3%
Today the Bank of England announced that they will be increasing their base rate to 3%. The recent and quite frequent base rate rises that have happened over the last few months have had a huge impact on spending and saving across the country. Where will rates go...
Skipton Building Society Cuts Mortgage Rates
Another big hitter mortgage lender Skipton Building Society have announced that they are bringing down their interest rates. This change to rates from Skipton is just one of many rate reductions happening, after a gigantic rate rise over the last couple of months....
Amazing Properties For Sale In Putney
We love being based in Putney, Southwest London. It has been our home for years, and we have helped thousands of people purchase property in Putney over the years. Being close to the river and well connected with tube stations, rail stations and regular buses, Putney...
What Does A Mortgage Administrator Do?
What Is A Mortgage Administrator? Most people know or are at least somewhat aware of what a mortgage advisor is and does, it's pretty self-explanatory and when people start looking for a new mortgage, getting the right mortgage advisor is at the top of their priority...
Mortgage Approval Decreasing
The Bank of England have released figures over the last couple of days that show mortgage approval has decreased significantly in recent months since the cost-of-living crisis and rate increases. The Bank, which controls interest rates and the price of borrowing in...
The End Of Help To Buy
And just like that, one of the UK's most successful house purchase schemes has come to an end. The help to buy scheme, which has helped people purchase their dream new build house for almost 10 years has finally finished. In this article we will take a look...
Large Mortgage Loan Offered By Newcastle Building Society
The building society, based in Newcastle Upon Tyne, announced yesterday that they would be making a triumphant return to the lending market with two new exclusive large mortgage loan products. The announcement comes only a month after the building society pulled all...
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