Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Leeds Building Society Mortgage Updates For 2025
Leeds Building Society has today introduced significant changes to its mortgage offerings for 2025, with updates affecting residential, affordable housing, Buy to Let (BTL), and holiday let products. The last few months have seen a lot of fluctuation and unpredictable...
What Is Mortgage Cashback?
With high interest rates and stricter mortgage affordability rules, it is becoming a daily battle for mortgage lenders to encourage new borrowers. What is the incentive to choose a specific lender and product aside from who has the best rate in the bunch? Fortunately,...
Buying A Property From Your Landlord: TSB’s Mortgage Option
Getting onto the property ladder is a challenge that continues to elude many renters and first-time buyers in the UK. With skyrocketing property prices, high rents, and limited opportunities to save for a deposit, the dream of homeownership often feels out of reach....
Could I Be In Negative Equity With A 95% Mortgage?
This week it was announced by the UK government that the 95% mortgage guarantee scheme would continue to be rolled our for a further 12-months after a successful 20 month run since April 2021 and helping an estimated 24,000 low deposit buyers to secure a mortgage....
Broker Says…Unsure What To Do With Your Mortgage?
Today is the first blog in our new series 'Broker Says'. In this blog our senior mortgage and protection advisor Jade Pinkerton discusses the topic "Are you unsure what to do with your mortgage?". Millions of people across the country are mortgage owners and that...
New 95% Mortgage Scheme Announced
A new 95% mortgage scheme for new build homes has been announced. The scheme will be a collaboration between Country Durham based intermediary The Darlington Building Society and Own New and will focus on helping new build buyers purchase with as little at 5% deposit...
Forces Help To Buy Is Here To Stay
The UK government have announced that the armed forces help to buy scheme will be made a permanent fixture in the UK property purchase market after 8 successful years. The scheme, which was introduced in 2014, was initially going to be a 3 year pilot scheme. But as...
New Years Resolution? Get Financially Organised.
And so 2022 has come to an end. This year has been an incredibly tough year for many people. The UK has seen a financial crisis and a cost of living crisis, not experienced for years, and even the more financially stable people have had to look at their finances to...
People Regret Not Taking Cancer Cover
In November 2022, British TV presenter and personality Jonnie Irwin revealed to the world that he had sadly been diagnosed with terminal lung cancer. Jonnie had been a staple of British television for the last 18 years, most famously as the host of Channel 4's A Place...
Meet Jessica Parkinson From Rose Capital Property Consultancy
This month Oportfolio Mortgages spoke to Jessica Parkinson, founder & managing director of Rose Capital Property Consultancy. Rose Capital Property Consultancy is an independent high-end London property consultancy that operates across all areas of residential...
How Does A Bridging Loan Work?
Through our website and through google, we often find people asking questions like "How does a bridge loan work?", "What is bridging finance?", "How much is a bridging loan?" and "Where can I get a bridge loan?". For anyone looking for temporary short-term lending,...
Best UK Mortgage Rates
In this market update, mortgage experts from Oportfolio mortgages in London will go through the current best residential mortgage rates on the market. Rates change all the time, so these rate may have changed by the time that you are reading this. These products and...
UK Inflation Finally Drops
The office of national statistics or ONS have announced that UK inflation has seemingly dropped in November. A great sign that the measures brought in by the Bank of England in recent months are hopefully starting to work. Inflation is the general rise of prices and...
How Much Extra A Year Could Your Mortgage Cost?
The role of a mortgage advisor is to help you and guide you in finding the best, most affordable and manageable mortgage deal for your circumstances. For those people who decide to arrange their mortgage on their own, this can sometimes backfire and you may end up...
Is The UK Economy Growing Or Shrinking?
The UK is currently in, or if not yet very close to a recession after months of shrinking economy and general economic struggles due to various factors. We are all holding our breath and hoping that the measures being put into place by the BOE and the government will...
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