Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
HSBC Mortgage Rate Cuts Announced With New Sub-4% Deals
HSBC UK has announced widespread cuts to its mortgage rates, with reductions of up to 0.24% across its residential, buy-to-let, and international mortgage rates products. The new HSBC mortgage rate cuts offer a surge of sub-4% mortgage offers onto the market, with...
How to Get a Self-Employed Mortgage: A Complete Guide
Securing a mortgage when you are self-employed can feel more complicated than it should. Getting a mortgage as an employed person with a basic guaranteed annual salary might seem like the most straight forward and hassle free way of purchasing a property, but it isn’t...
Guardian Critical Illness Cover Just Got a Serious Boost
In a market saturated with one-size-fits-all policies, Guardian has once again raised the bar, and it’s something we at Oportfolio think more people need to pay attention to. Their latest overhaul of both adult and child critical illness (CI) cover proves that when it...
House Purchases Up 12%. Good Sign For 2023?
In a time where doom and gloom dominates the headlines and all anyone seems to want to talk about is how badly damaged the UK economy is, this update from HMRC this week almost made me quite literally jump for joy. You would have to be living under a rock to not know...
Could I Be In Negative Equity With A 95% Mortgage?
This week it was announced by the UK government that the 95% mortgage guarantee scheme would continue to be rolled our for a further 12-months after a successful 20 month run since April 2021 and helping an estimated 24,000 low deposit buyers to secure a mortgage....
Broker Says…Unsure What To Do With Your Mortgage?
Today is the first blog in our new series 'Broker Says'. In this blog our senior mortgage and protection advisor Jade Pinkerton discusses the topic "Are you unsure what to do with your mortgage?". Millions of people across the country are mortgage owners and that...
New 95% Mortgage Scheme Announced
A new 95% mortgage scheme for new build homes has been announced. The scheme will be a collaboration between Country Durham based intermediary The Darlington Building Society and Own New and will focus on helping new build buyers purchase with as little at 5% deposit...
Forces Help To Buy Is Here To Stay
The UK government have announced that the armed forces help to buy scheme will be made a permanent fixture in the UK property purchase market after 8 successful years. The scheme, which was introduced in 2014, was initially going to be a 3 year pilot scheme. But as...
New Years Resolution? Get Financially Organised.
And so 2022 has come to an end. This year has been an incredibly tough year for many people. The UK has seen a financial crisis and a cost of living crisis, not experienced for years, and even the more financially stable people have had to look at their finances to...
People Regret Not Taking Cancer Cover
In November 2022, British TV presenter and personality Jonnie Irwin revealed to the world that he had sadly been diagnosed with terminal lung cancer. Jonnie had been a staple of British television for the last 18 years, most famously as the host of Channel 4's A Place...
Meet Jessica Parkinson From Rose Capital Property Consultancy
This month Oportfolio Mortgages spoke to Jessica Parkinson, founder & managing director of Rose Capital Property Consultancy. Rose Capital Property Consultancy is an independent high-end London property consultancy that operates across all areas of residential...
How Does A Bridging Loan Work?
Through our website and through google, we often find people asking questions like "How does a bridge loan work?", "What is bridging finance?", "How much is a bridging loan?" and "Where can I get a bridge loan?". For anyone looking for temporary short-term lending,...
Best UK Mortgage Rates
In this market update, mortgage experts from Oportfolio mortgages in London will go through the current best residential mortgage rates on the market. Rates change all the time, so these rate may have changed by the time that you are reading this. These products and...
UK Inflation Finally Drops
The office of national statistics or ONS have announced that UK inflation has seemingly dropped in November. A great sign that the measures brought in by the Bank of England in recent months are hopefully starting to work. Inflation is the general rise of prices and...
How Much Extra A Year Could Your Mortgage Cost?
The role of a mortgage advisor is to help you and guide you in finding the best, most affordable and manageable mortgage deal for your circumstances. For those people who decide to arrange their mortgage on their own, this can sometimes backfire and you may end up...
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