Mortgage News, Insights & Advice

Halifax for intermediaries, the lending channel accessible only by mortgage brokers, have announced a new initiative to support mortgage applications for high net worth mortgages. Referred to as 'premier customers', mortgages for higher loans need extra care and...

Today mortgage lender Accord Mortgages announced that they will now offer Joint Borrower Sole Proprietor mortgages. This new revelation from Accord is great news for people looking to purchase their first property, who might fall short of the regular high mortgage...

Specialist mortgage lender Precise Mortgages, part of the Charter Court Financial Services Group, has announced that they are pulling their current buy-to-let and residential product ranges and will replace them with new updated products. It seems that the lender...

It’s worth as much as someone is willing to pay… or is it? This week we have had three separate property purchase cases where properties have been significantly down valued by the lender's valuers at mortgage application stage. What does a property down valuation...

New figures on average UK mortgage rates released by Uswitch this afternoon show that some rates have increased by as much as 0.50% in a week. This latest shocking change, specifically to variable mortgage rates comes after several weeks of constant rate increases and...

For a number of years now, shared ownership has been gaining traction and becoming more and more popular for younger buyers. Despite recent drops in property prices, the average price of a property in the UK is over £250,000 and in places like London this is doubled...

The UK finds itself somewhat in the middle of a mortgage crisis. Mortgages are becoming more and more expensive and people are struggling to keep up with rising mortgage interest rates and repayments. We hear a lot about residential borrowers in the news, but often...

In a message to brokers today via email, new TSB mortgage product changes have been announced. Impacting residential mortgages, buy-to-let mortgages, product transfer applications, and additional borrowing mortgages. These new changes come in with a huge shift in the...

Popular UK mortgage lender Skipton have announced that as of today (26th June 2023) they will be introducing some new big changes to their visa criteria and mortgage policy for non-UK nationals residing in the UK and looking to purchase a property. Normally most...

The UK finds itself in a very strange situation currently. High inflation levels has meant that the Bank of England has now (at the time of writing this article) raised the base rate for the 13th time in a row. This has had a knock-on effect on the UK economy and most...