Mortgage News, Insights & Advice

In recent times, we have noticed that there has been a significant shift in the market in terms of the length of time that people are taking a mortgage for. It used to be the case that a 25 or perhaps 30 year mortgage term was a standard number of years for someone to...

As many people predicted, it looks like we have seen the first lender to raise mortgage interest rates since it was announced that UK inflation had only decreased marginally. Nationwide building society have announced that from the 26th of April they will raise...

Over the last 6 months or so, most mortgage borrowers will have seen a significant mortgage payment increase. This is because the current economic climate has made mortgage lenders increase their mortgage rates from record lows. For those lucky enough to have secured...

Over the last few months, the property market in the UK has been a little hostile to say the least. Interest in property has dipped and risen more frequently than a roller coaster as interest rates have peaked and dropped and peaked and dropped again. The cost of...

At Oportfolio Mortgages, we help clients with a wide range of financial and property-related borrowing needs, including mortgages, protection and refinancing. However, some areas of lending require highly specialised advice. One of these areas is equity release. For...

It has been announced today that unfortunately, despite predictions and the Bank of England's best efforts, the UK inflation rate still remains at above 10% (specifically 10.1%). A far cry away from the target inflation rate of 2% that the bank holds and falling...

This morning TSB have announced a slew of changes to the products they offer to borrowers, including a new five year fixed rate mortgage at below 4%! Something that most lenders haven't offered since before the announcement of the disastrous mini-budget in September...

2023 has turned out to be very tough year for the average UK resident. With spiralling interest rates and the general cost of living going to unprecedented levels, people are struggling to keep up with their bills and many are defaulting on mortgages, credit cards,...

Following on from our blog post yesterday about Coventry Building Society lowering 90% and 95% mortgage products for first time buyers, Nationwide building society have also announced that they will be reducing rates on their own 90% and 95% mortgage products. These...

Historically it has always been tough to buy your first property as an average first time buyer. Earning enough as a young professional to borrow a large enough mortgage, saving a large enough deposit whilst also paying rent every month, and generally getting your...