Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Capital Gains Tax Changes: What It Means For Landlords And Investors
In recent months, landlords have been anxiously following developments around potential changes to Capital Gains Tax (CGT), fearing further strain on an already challenging buy-to-let market. This apprehension comes at a time when the market is facing serious...
What to Expect From 2025 Mortgage Interest Rates
Recently, Jade Pinkerton, senior mortgage and protection advisor at Oportfolio Mortgages attended the Coutts and Savills Market Update webinar. As expected, interest 2024 and 2025 mortgage interest rates and differing predictions were discussed in great detail....
NatWest Mortgages Increase Rates
NatWest mortgages are set to take a bashing this week as the lender announces that their mortgage product rates are due to increase by as much as 0.30%. This is a sharp jolt to mortgage borrowers and frankly to mortgage intermediaries who have all been rejoicing over...
Halifax Offers 5% Deposit Mortgages On New Builds
Halifax have sensationally announced today that they are lowering their minimum required deposit on new build properties from 10% to 5% throwing thousands of first-time buyers a lifeline. Changing their criteria to offer 5% deposit mortgages in the face of rising...
Accord Launch New Discounted SVR Mortgage Products
Intermediary accessible only lender Accord Mortgages have today announced that they are offering new discounted SVR mortgage products (Standard Variable Rate) across buy-to-let and residential mortgages. The lender, which is owned by Yorkshire Building Society, only...
The Best Putney Estate Agents
Southwest London really is perfect. We aren’t just saying this because our office is based in Putney and we’ve been based in southwest London for over 10 years, oh no. Living in Putney or the surrounding area is like getting the best of both worlds. You get to live in...
EWS1 Form Remortgage – Case Study
Key facts: Client came to us to do a residential remortgage on their flat. As part of the remortgage document requirements, the new mortgage lender asked for an EWS1 form to be provided to prove fire safety. The management company for the building hadn't arrange an...
Mortgage Rate Rises From TMW and Nationwide
Recently Nationwide building society and their buy-to-let arm The Mortgage Works (TMW) have been putting their rates up so much that they are no longer competitive in the mortgage market meaning that these rate rises are pushing these lenders down the list when...
Breaking News: Bank of England Raises Base Rate to 1.25%
Latest news coming out of the Bank of England says that they are raising the BoE base rate an extra 0.25% to 1.25% from the previous 1.00% which was only raised last month! In an attempt to tackle a potential risk of recession, the Bank of England has announced that...
The Best Running Spots In South West London
On the 10th of July 2022, our senior mortgage and protection advisor Jade Pinkerton is stepping out of her usual comfort zone and is going to be running the ASICS 10K across central London. She will be running to raise money in aid of Macmillan cancer support, a very...
Income Protection – Case Study
Our client has been working with Oportfolio in different capacities over the last two years. In 2020 she approached us to help with remortgaging her residential property which we completed for her and to help her secure some insurances as she did not have any in place at all. Something that is never advisable, especially when you have a large debt such as a mortgage.
Free Mortgage Advice For Company Employees
We have something very exciting to announce. As a company we are now offering free mortgage advice clinics to our company clients. This means that we are partnering with various companies around London to offer their employees free mortgage advice. This allows...
Newcastle Building Society Launches 7-Year Fixed Mortgage
The mortgage arm of Newcastle Building Society has announced today that they will now offer a 7-year fixed mortgage product to satisfy a growing demand in the mortgage market for longer term fixed products. In recent months, the uncertainty of the UK economy and rise...
Nationwide Mortgage Rate Changes
Nationwide are lifting mortgage rates for new and existing clients across their product range as of today (10th of June) meaning repayments will go up! The building society have specifically said: Nationwide Mortgage Rate Changes For New Mortgages: The changes that...
Best Cafés In Putney For Runners To Re-Charge
In July 2022, our senior mortgage and protection advisor Jade Pinkerton is running the ASICS London 10K in aid of Macmillan Cancer Support. Jade’s gruelling training regime is taking her across southwest London, and she is racking up the miles daily in preparation for...
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