Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Can I Make an Offer on a House Without a Mortgage in Principle?
You don’t legally need a Mortgage in Principle to make an offer on a house, but having one can strengthen your position as a buyer. Here’s when to get an AIP, what it proves and what happens after your offer is accepted.
UK Mortgage Market Update – 14th of September 2026
UK mortgage rates continued to rise between the 7th and 14th of September 2026, but new data suggests buyer demand may be starting to improve. Here’s what changed this week and what borrowers should watch next.
Life Insurance For Cancer Patients
If you’ve been diagnosed with cancer or are a cancer survivor, you may still be able to get life insurance. Learn how UK insurers assess applications, what affects your eligibility and how to improve your chances of finding suitable cover.
How We Helped A London Buyer Borrow £125,000 More Than Their Bank Offered
A London buyer was told they could not borrow enough for their dream home. Discover how Oportfolio secured £125,000 more borrowing through specialist lender selection.
Is It Better to Rent or Buy a House in the UK?
Should you rent or buy a house in the UK? Learn the pros and cons of renting vs buying, mortgage affordability, and when home ownership may make financial sense.
Can I Remortgage Before My Fixed Rate Ends?
Can you remortgage before your fixed rate ends? Learn when to start the remortgage process, how early you can secure a new deal, and whether penalties apply.
Can I Get A Mortgage With Commission Income?
Can you get a mortgage using commission income? Learn how lenders assess commission earnings and why choosing the right lender can significantly impact borrowing potential.
Remortgage For Home Improvements
Learn how remortgaging for home improvements works, how to release equity from your property, and whether borrowing more on your mortgage could help fund renovations.
Can I Get A Mortgage With RSUs, Bonuses And Share Income?
Can you use RSUs, bonuses and share income when applying for a mortgage? Learn how lenders assess complex income and why choosing the right lender can make a huge difference.
UK Mortgage Market Update – 8th June 2026
Mortgage approvals reached a 15-month high while house prices continued to soften. Read the latest UK mortgage market update covering rates, affordability, remortgaging, and property market trends.
How We Helped A Newly Appointed Executive Secure A £750,000 Mortgage During Their Probation Period
Discover how we helped a newly appointed executive secure a £750,000 mortgage while still in their probation period. Learn how lender criteria can make all the difference.
How To Add Value To Your Home
Discover the best ways to add value to your home in the UK, from loft conversions and kitchen renovations to solar panels and garage conversions. Learn which home improvements can increase property value, improve buyer appeal, and which upgrades may not deliver the return you expect.
Can I Get A Mortgage With A Small Deposit?
Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
UK Mortgage Market Update – 1st June 2026
Mortgage rates remain volatile as lenders cut selected products and UK house prices fall for the first time in 2026. Read the latest UK mortgage market update from Oportfolio Mortgages.
How to Get a Mortgage in the UK – Your Questions Answered
If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
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If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.