Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Wandsworth New Builds: Wandsworth Mills and Riverside Living
If you’ve been searching for the perfect blend of modern London living, riverside charm, and long-term property potential, Wandsworth Mills might just be the place you’ve been waiting for. This stunning new development in Wandsworth by Berkeley Group is redefining...
6.5x Income Multiples for HSBC Premier Mortgage Customers
Latest news in the mortgage market is that HSBC has announced that it will now offer up to 6.5x income multiples on residential mortgages for its Premier banking clients, one of the most generous lending limits available from a major UK bank! In this article we will...
Barclays Mortgage Rates of 3.72% Launched
Barclays has announced a series of rate reductions across its residential mortgage range, introducing multiple new sub-4% products, including a standout two-year fixed rate at 3.72%, one of the most competitive deals currently available from a high street lender. The...
Can The Banks Cope? A Mortgage Advisor’s Perspective.
What on Earth is going on with the mortgage market at the moment? Lots of conflicting stories on the news and people claiming banks have cancelled their mortgages and now charging them 10% interest to re-apply. In a change up to our usual blog format, one of...
3rd Of Property Offers Are Submitted Within 1 Hour Of Viewing
Intermediary only lender MPowered Mortgages have released figures this morning that surprisingly show that still, even in the face of economic uncertainty, the property market is still flourishing! They have revealed that from their research, 1/3 of property...
Self-employed people. Get your tax documents organised now!
Mortgage lenders will now be requesting new tax documents as proof of your income. Calling all self-employed people. Get your tax documents organised now to make sure you aren't caught out when applying for a mortgage. Generally, when it comes to self-employed people,...
Is Buying Property Now The Savvy Way Forward?
It seems that the only thing the newspapers are talking about right now is how bad the state of the country is economically. Every headline seems to say something about incompetent government ministers, ill-judged tax reductions, the soaring cost of living, and the...
TSB And TMW Increase Mortgage Stress Test Rates
The words generous and mortgage lenders are definitely not synonymous with each other, there's no trying to fake that. For years, lenders have favoured higher earners, repeat buyers, and borrowers with larger than life deposits. And often, first time buyers,...
Skipton Announce New Mortgage Range
Mortgage lender Skipton for intermediaries have returned to the mortgage market along with other lenders like NatWest, Halifax, Barclays and others since the government tax U-turn announced yesterday. Skipton have announced a new mortgage range, focusing on...
Buy Now And Be In Your New Home For Christmas!
Yes...we've said it. The C word. Christmas! In most circumstances, Monday the 3rd of October would be WAY to early to start talking about Christmas however when it comes to mortgages and property you can never be too early. Christmas is 83 days away or just under 12...
Lenders Return To Market With Higher Rates
After the mass lender exodus last week due to the proposed tax cuts, mortgage lenders have thankfully started returning to the market. But with higher rates as expected. When will rates go down again? Who knows. But as mortgage advisors we are very happy that...
Government Backtracks On 45p Tax Cut
Despite the chancellor and Liz Truss's new conservative government announcing their mini budget last week, they have already been forced to go back on their word due to a massive backlash from the public and financial institutions. The major issue in the budget...
Can Lenders Cancel My Mortgage Application?
As a direct result of the mini budget announced by Chancellor of the Exchequer Kwasi Kwarteng a few days ago, the mortgage world has been thrown into a state of panic to put it lightly. Despite there not actually being any reason to panic at the moment,...
The Importance Of Insurance – Real Life Stories
As financial advisors, we at Oportfolio make it our mission to ensure that all of our clients receive the best possible mortgage and protection advice that not only benefits them but benefits their family and loved ones too. Getting adequate life insurance, critical...
Fewer Mortgage Products Means Less Options
A drastic drop in mortgage products on the market has encourage an influx in mortgage searches according to mortgage fintech website Twenty7tec. More and more mortgage products have rapidly left the market over the last few days, weeks, and months as a result of...
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