Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio

Can Mortgages Be Transferred To Another Property
Can mortgages be transferred to another property? That is certainly a question that a lot of people who currently have a mortgage want to know. Getting a mortgage is normally quite a smooth process if you have the right kind of mortgage advice and advisor. However,...

HSBC Increases 53 Mortgage Product Rates Amid Economic Uncertainty
It has been announced today that HSBC has increased mortgage product rates on 53 of its mortgage products, impacting many different areas of residential mortgage borrowing. Some of the customers expected to be impacted by the rate increases are existing customers...

Santander Mortgage Rates Slashed While Virgin Increases Fixed Deals
Amid recent economic policy shifts, Santander and Virgin Money have made notable changes to their mortgage rates, offering contrasting options for UK homebuyers and investors. Santander is reducing rates across its fixed-rate residential and buy-to-let mortgages, with...
Work with a mortgage advisor in Fulham for a green future
We often see applicants looking for areas in the capital where they can live in comfort, and have confident they will potentially see long-term financial growth from their property. As an experienced mortgage advisor with experience in Fulham, it’s interesting to see...
3 things you need to know about life insurance
Life insurance is only for older people, right? Surely it’s not worth getting coverage until you know you’re reaching retirement age and want to invest in a safety net for your family should the worst happen? It’s something we hear a lot when we talk to people about...
18% of staff have income protection despite huge need
Research published in June 2017 shows the astonishing lack of critical illness or income protection insurance taken out by the UK workforce. The research conducted by Canada Life Group Insurance, which surveyed 1,010 full- and part-time employees in the UK, shows few...
What is contents insurance? (and what is it not?)
Close to 16 million adults have no contents insurance according to a Financial Inclusion Commission (FIC) report published in November 2017. It found 60% of those earning £15,000 or less per year have no contents cover – and few would be able to replace their...
Secure Your Business With Key Person Insurance
Not many professional business owners understand the benefits that having a key person insurance policy in place at their enterprise could provide. You may own a business yourself or be a key decision maker in the company. If you are then you’ll know precisely how...
Over 50s may be paying far too much for life insurance
Life insurance policies are amongst some of the most popular insurance products in the UK, yet over 50s may be paying far too much for their cover, and could benefit by exploring more of the market. For instance, policies that offer guaranteed pay outs, for instance,...
11% Of UK Adults Don’t Know If They Have Life Insurance
Getting the right life insurance policy and working with a specialist broker to find an affordable, bespoke package isn’t just essential for you as an individual. It’s crucial to giving greater peace of mind to your family and loved ones, letting them know they are...
Britons Favour Pet Plans Over Life Insurance
Did you know that Britons are more likely to insure their pet than invest in critical illness insurance to cover their own worst-case scenarios? That’s according to research carried out by Mintel in August 2017. In its survey of 1,152 UK adults, they discovered that...
Self-employed? You need to consider personal protection
The right personal protection policy can offer a financial safety net to any individual and their family should the worst happen and a critical illness stops them from working. This forward planning and protection is especially important for those who are...
Finding a personal protection policy that’s right for you
Recent research conducted by Royal London has underlined how numerous people across the UK are putting themselves at financial risk by not investing in a personal protection policy that suits their needs. According to their study, 5.8 million renters in the United...
Should you Re-Evaluate Your Current Mortgage Rate?
Statistics show that re-evaluating and remortgaging a property has hit record highs across the UK this year. According to new figures from Connells Survey & Valuation (August 2017) remortgaging accounted for 37% of the valuations market in August – the highest...
70% hide money worries. Could a mortgage advisor help?
Working with the right mortgage advisor could help to ease money concerns and free up capital, setting a plan in place that is perfectly suited to individual homeowners’ needs. According to the Money Talks Study conducted by Seven Investment Management (7IM), 70% of...
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