Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
The Buy-To-Let Mistakes Every Landlord Should Avoid Making
Buying property to rent out can be an excellent way to build wealth, generate regular income, and secure your financial future. But becoming a successful landlord isn’t as simple as purchasing a property and finding tenants. The buy-to-let market is complex, and...
Nationwide’s 6x Income Mortgage Boosts First-Time Buyer Power
Nationwide Building Society has experienced an enormous rush in demand for its Helping Hand mortgage, following its decision to raise its upper lending limit to six times salary, allowing thousands more first-time buyers to obtain their initial foot on the property...
The Mortgage Works HMO Mortgage Criteria Explained
The Mortgage Works (TMW) has launched a new range of HMO (House of Multiple Occupation) mortgage criteria, including Limited Company deals, competitive loan-to-values of up to 75%, and a choice of fees. The revamp provides more flexibility for landlords looking to...
Achieving Success In Life Is All In The Small Details
The devil, as the old saying goes, is in the detail. This is especially true when it comes to your mortgage and personal income protection needs and I’m not just talking here about whether you’ve got the right products, but also the process of identifying and then...
How Do I Get The Best Mortgages?
A little like finding the perfect house, matching mortgage requirements to the right lender is a very individual and delicate process that requires knowledge and expertise to ensure it’s a complete fit for your long-term requirements. It’s not always easy to know what...
Going the extra mile to secure your home and your world
https://player.vimeo.com/video/547108910?app_id=122963 In setting up Oportfolio our goal was always to create a company that would go above and beyond, producing the highest standards of support and service for our clients looking to buy a home. We’re extraordinarily...
Moving back home to Putney
After spending the past few years north of the river, we have recently moved to bespoke new offices in Putney. Since 2009, Oportfolio have serviced clients in the local area and further afield but Putney has always played a key role in our story because it was where...
What is the best mortgage on the market?
What is the best mortgage on the market? You’re not alone in wanting to know the answer to this question – it’s one of the most-searched property-related questions on Google. Most mortgage searches start with comparison websites but while they can give you a useful...
The interior design story of our new offices
We have recently moved to new offices at St Georges Court in Putney. With the current trend for creating home offices, we thought it would be a good idea to share the story behind the design of our new home in the hope it may provide some inspiration to our clients...
Why Buying Is Still About Location, Location, Location
You may go into house hunting with an eye on what you can get per square meter or moving to where the biggest garden will be, but the old estate agent’s favourite phrase still rings so true when buying houses – it’s all about location, location, location! Even if...
How do I know if I can afford to move?
This article is aimed at you if you are considering if you can afford moving to a new house. Not just first-time buyers, not just those soon to retire… everyone. If nothing else, the pandemic has shown us that we can't predict the future. So, getting professional...
Bank of Mum & Dad Continues Supporting First-Time Buyers
For many first-time buyers in the UK, the bank of mum and dad continues to play a crucial role in helping them take their first steps onto the property ladder. While the housing market has evolved drastically over the last few years, the challenges of saving for a...
Am I eligible for the 95% mortgage scheme?
After a challenging year for first time buyers, and those with little deposit to put down, the launch this week of the government-backed 95% mortgage is welcomed by many. The scheme, announced in last month's budget statement, involves the government ‘guaranteeing’...
Should I remortgage to make renovations?
Home renovations have recently become more than just a popular DIY activity, but more of an obsession, as we all try to improve the space in which we live. Being at home so much has lots of us revaluating our dwellings and wanting to make the best of not going abroad...
Santander offering five-times salary income multiple
Santander for Intermediaries is offering some of the most generous income multiples and the cheapest mortgage rates across the market.
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