Mortgage News, Insights & Advice

There’s no doubt that lockdown has been a time of great stress and worry for many people as fears over finances, job security and, most important of all, the health of loved ones added up to create the most uncertain of times in recent memory. There is no doubt, too,...

So the housing sector has reopened after seven weeks of lockdown and maybe the time spent in close proximity to your family has exposed the shortcomings in your current home. Or perhaps you’d been drawing up plans to move to somewhere new before the coronavirus struck...

Any veteran property owner who’s been through the process of applying for a mortgage in the last few years will tell you that there are a lot more hoops to jump through these days than there used to be before 2008. Although lenders have become more competitive in the...

Moving home – or buying a new home – can be a really exciting time, but it can also seem a bit overwhelming, even if it’s not your first rodeo in the property market. According to the lifestyle magazine House Beautiful, studies published last year suggest the average...

Many people find the prospect of a mortgage application to be a source of stress, and although that’s understandable because a dream move is often riding on a successful outcome, it doesn’t necessarily need to be the anxious time that people expect. There are two key...

There has been a lot of change in the mortgage market over the last decade, with tighter controls over lending criteria, more scrutiny around affordability and interest rates tumbling to record lows. But one question we get asked a lot is: can I force my mortgage...

If recent media reports are to be believed, the ongoing political uncertainty is having a significant impact on the London housing market. According to the latest price index from estate agency portal Right Move, the impasse on Brexit has shaved £13,000 off the...

There are a few times every year when a letter from one of your insurance providers will drop through your door to notify you that your fixed mortgage deal is ending and notifying you of your new premium for the coming year. The chances that these letters will...

Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...

We often talk and write about the importance of making sure you start to plan early when it comes to managing your mortgage to save you money. Although the stricter regulatory environment that’s evolved since the economic crisis began in 2008 has resulted in much...

One of the big questions around homeowner mortgages at the moment is whether it’s best to tie in for a relatively short fixed deal – or go for the longer-term security offered by 5- or even 10-year fix product. With latest industry figures from the mortgage market...