Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
How to Get a Mortgage in the UK – Your Questions Answered
If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
Questions To Ask A Mortgage Broker
Discover the most important questions to ask a mortgage broker and how to maximise your borrowing and mortgage approval chances.
In Conversation with Aliya Kabani: Building a Boutique Property Management Company in South West London
Oportfolio Mortgages speaks with Aliya Kabani from Glendower Property Management about Putney property, buy-to-let investment, boutique property management, and the challenges and opportunities facing landlords in South West London.
Should I fix my mortgage?
One of the big questions around homeowner mortgages at the moment is whether it’s best to tie in for a relatively short fixed deal – or go for the longer-term security offered by 5- or even 10-year fix product. With latest industry figures from the mortgage market...
Avoid these mistakes when choosing your mortgage
If you search on the web for advice on the things you should do when choosing a mortgage, you’ll get a lot of information back. Some of it’s good, some of it not so good. But as important, if not more so, is what mistakes you should avoid doing. Here’s our guide to...
Is Buy-to-Let The Housing Solution For Your Children?
One of the key worries for many parents today is where their children will live when they fly the nest, and how they might pay for it. Although there appears to be a general consensus that the housing market is currently stagnant, years of price growth and the...
Self-employed and need a mortgage? It’s a numbers game.
Is it harder to get a mortgage when you’re self-employed? It’s a question we get asked quite a lot and the most simple answer is that it’s not necessarily more difficult, but the way in which affordability is assessed by prospective lenders is inevitably a bit...
Tips for a stress-free moving day
So, you’ve done it. You’ve taken the plunge, found your dream house, sorted the mortgage (hopefully through us!), found a buyer for your own property and contracts have been exchanged. All that’s left now is to sit back, put your feet up and wait for moving day. Well,...
In a Conservation Area and want to extend? Read this.
When it comes to making plans for the future, one option that many homeowners consider is looking for additional borrowing from their existing lender or, if the circumstances are right, re-mortgaging in order to raise the money needed for a home extension. According...
Selling your house through interior design
Our occasional series highlighting the work of businesses Oportfolio works with continues with a look at the impact interior design can have on the sale of your current home and the transformation of your new one. Rush Interiors is run by leading designer, Rushim...
The secret weapon for successful relocation
Our occasional series highlighting the work of businesses Oportfolio works with continues with a look at City To Country relocation – a property relocation service with a difference, run by a man who knows a thing or two about the advantages and disadvantages of city...
Should you Re-Evaluate Your Current Mortgage Rate?
Statistics show that re-evaluating and remortgaging a property has hit record highs across the UK this year. According to new figures from Connells Survey & Valuation (August 2017) remortgaging accounted for 37% of the valuations market in August – the highest...
70% hide money worries. Could a mortgage advisor help?
Working with the right mortgage advisor could help to ease money concerns and free up capital, setting a plan in place that is perfectly suited to individual homeowners’ needs. According to the Money Talks Study conducted by Seven Investment Management (7IM), 70% of...
5 qualities to look for in a mortgage advisor
It may be more important than ever for people to work with an experienced mortgage advisor to discover better bespoke deals that suit their needs when they’re looking to purchase a property. Why, though? There are so many factors; consider that, without including the...
Could a mortgage broker save you time and money?
Partnering with the right mortgage broker can take the pressure of one of the most complicated tasks from your shoulders, allowing you to concentrate on the things that matter to you most. It’s fair to say that a lot of people could do without the stress that applying...
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.












