Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
What Salary Do I Need for a £1 Million Mortgage in the UK?
In most cases, you’ll need a household income of around £200,000–£250,000+ to secure a £1 million mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender...
How Much Deposit Do I Need for a Mortgage in the UK in 2026?
Most UK buyers need a 5%–20% deposit for a mortgage. Learn how deposit size affects rates, borrowing, and lender choice in this guide.
£300k Salary Mortgage UK: How Much Can You Borrow?
If you earn £300,000 a year, you’re in a strong position when it comes to getting a mortgage, but it’s not always straightforward. High-income borrowers often face more complex lending criteria, especially if income includes bonuses, dividends, or multiple streams....
Why You Need A Mortgage Advisor
You may have discovered yourself how many different types of mortgages there are out there when you’re looking to buy a property. Partnering with the right mortgage advisor though can not only help you make sense of the market; it can be crucial in helping you find...
Why personal protection insurance matters
Personal protection insurance may not be on your mind right now. With Christmas close and festivities at hand, you’re unlikely to be wondering what type of personal protection cover you may need. But wouldn’t it be nice to start the New Year at ease, knowing that you...
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