Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Buying A Property From Your Landlord: TSB’s Mortgage Option
Getting onto the property ladder is a challenge that continues to elude many renters and first-time buyers in the UK. With skyrocketing property prices, high rents, and limited opportunities to save for a deposit, the dream of homeownership often feels out of reach....
Using Bonuses For High-Value London Property Investment
London’s elite professionals often find themselves juggling high salaries, substantial bonuses, and an ambition to own prime real estate. With property prices in London reaching unparalleled heights, using your bonuses strategically can unlock opportunities to secure...
Are HSBC Mortgage Rates Going Down In 2025?
In a very welcome introductory message for the new year, HSBC has updated its Energy Efficient Homes Cashback Mortgage (EEHC) offerings, increased cashback availability and reduced mortgage rates across its range. HSBC mortgage rates, as well as every other lender's...
Do You Need Life Insurance For A Mortgage
Do You Need Life Insurance For A Mortgage? The simple answer is no, you do not need life insurance to get a mortgage. A mortgage lender will not reject your application if you do not have life insurance. However, there are significant benefits to having life insurance...
Jubilee House, Putney
Standing tall and imposing at the corner of Putney High Street and Putney Bridge Road is the impressive concrete modernist monolith, Jubilee House. When travelling into Putney, it’s impossible not to see the Jubilee House building. At only a short stroll away from...
In Conversation With Sophie Jones: Residential Conveyancing With William Sturges
Welcome to our exclusive interview with Sophie Jones, residential conveyancing solicitor and partner at William Sturges Solicitors, a prominent legal firm based in central London. After well over one hundred years of trading, William Sturges has established itself as...
How To Find The Landlord Of A Property
Being a rental tenant in 2024 can be tricky for a number of reasons, especially when you need to find out who the landlord is for a property. Whether you’re a tenant seeking to address a concern, a prospective renter, or simply someone looking to make an enquiry about...
Hope for First-Time Buyers in 2024
The year 2023 proved to be a challenging time for first-time buyers in England. With rising mortgage interest rates, high inflation, soaring house prices, and an ongoing cost-of-living crisis, many prospective buyers found the dream of homeownership slipping further...
Virgin and Coventry Mortgage Rate Cuts Amid Falling UK Inflation
In a significant move for the mortgage market, Virgin Money has announced reductions in its fixed mortgage rates across various buy-to-let (BTL) and remortgage products, effective from today. This announcement comes as the UK inflation rate drops to 2.3%, the lowest...
HSBC Introduces International Buy To Let Mortgage Option
HSBC has unveiled a new offering for international investors, introducing international buy to let mortgage option that caters to a diverse range of global buyers. This new product allows individuals residing in approved countries to apply for UK-based BTL mortgages...
Precise Releases One-Year Fixed-Rate & Lifetime Tracker Mortgages
Precise Mortgages, a leading specialist lender and part of the OSB Group, has announced the expansion of its residential mortgage range with the introduction of a new one-year fixed-rate and other lifetime tracker mortgage products. These new products are significant...
Is It Cheaper Buying Property In London or Renting?
Londoners looking to buy a home are facing stark financial realities as new research reveals that monthly mortgage payments are, on average, 42% higher than rental costs. The discrepancy is even more pronounced in inner London, where homeowners pay 66% more than...
Can I Extend My Mortgage Term To Combat Rising Property Costs?
New research from the Bank of England reveals a significant shift in the mortgage market. According to the bank's research, one in four mortgages will now extend into the borrower's retirement years. Meaning that 25% or 1/4 of mortgage borrowers will still be paying...
Barclays Mortgage Rates Cut on Various Products
Barclays has announced a significant reduction in mortgage rates across a range of their products, a move set to benefit both new buyers and existing homeowners looking to remortgage. The new rates will be effective from Friday the 17th of May 2024, and include...
Current UK Remortgage Rates Skyrocket Amid Economic Turbulence
The latest data from Mojo Mortgages reveals a startling surge in remortgaging rates, with the average mortgage rate in April 2024 soaring to 5.33%. This figure is almost triple the rate seen in April 2022, which stood at a modest 1.78%. The steep increase in mortgage...
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