Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Top 7 Mortgage Questions First-Time Buyers Always Ask
Buying your first property is a thrilling experience, but one filled with questions. As mortgage brokers, we handle scores of first-time buyers in London and across the UK, and the overwhelming majority of them have very similar kinds of questions. The below are the...
How Rising Interest Rates Are Affecting London Mortgages
With increasing interest rates, homeowners and buyers in London are experiencing increased mortgage costs and less stringent affordability checks. It is essential to understand how these impacts will have on your planning for finances in the current economic climate....
Buy-to-Let Mortgages in London: What You Need to Know
London buy-to-let property is a smart long-term investment. But buy-to-let property loans are treated differently than regular residential mortgages. First-time landlord or portfolio extension, an understanding of the way they work and how to secure the best deal is...
Is Buy-to-Let The Housing Solution For Your Children?
One of the key worries for many parents today is where their children will live when they fly the nest, and how they might pay for it. Although there appears to be a general consensus that the housing market is currently stagnant, years of price growth and the...
What do I do if I’ve had a mortgage declined?
Top 5 Tips If Your Mortgage is Declined It’s often said that buying a house can be one of the biggest sources of stress you can have in life, which probably explains why a recent MoneyWise report suggests a quarter of all borrowers find the mortgage application...
Award-winning mortgage advice in London
It’s always lovely when the values you promote as a business are recognised publicly, so there was open delight at Oportfolio when the company’s founder, Oliver Whitehead, was named Best Overall Adviser at the recent Primis award ceremony. It was Oliver’s third year...
Self-employed and need a mortgage? It’s a numbers game.
Is it harder to get a mortgage when you’re self-employed? It’s a question we get asked quite a lot and the most simple answer is that it’s not necessarily more difficult, but the way in which affordability is assessed by prospective lenders is inevitably a bit...
Tips for a stress-free moving day
So, you’ve done it. You’ve taken the plunge, found your dream house, sorted the mortgage (hopefully through us!), found a buyer for your own property and contracts have been exchanged. All that’s left now is to sit back, put your feet up and wait for moving day. Well,...
In a Conservation Area and want to extend? Read this.
When it comes to making plans for the future, one option that many homeowners consider is looking for additional borrowing from their existing lender or, if the circumstances are right, re-mortgaging in order to raise the money needed for a home extension. According...
Brexit and your mortgage
With Theresa May having emerged from her Brussels trip with unanimous backing for her plan for Britain’s exit from the European Union (brexit) and prepares for tomorrow’s Parliamentary vote on it (assuming continued Cabinet concerns about the likelihood of a Commons...
Selling your house through interior design
Our occasional series highlighting the work of businesses Oportfolio works with continues with a look at the impact interior design can have on the sale of your current home and the transformation of your new one. Rush Interiors is run by leading designer, Rushim...
The secret weapon for successful relocation
Our occasional series highlighting the work of businesses Oportfolio works with continues with a look at City To Country relocation – a property relocation service with a difference, run by a man who knows a thing or two about the advantages and disadvantages of city...
When your home has security, you will also be secure
For almost all of us, a house is the most expensive thing you’ll ever buy. Not only is it the centre of family life and a retreat from the hustle and bustle of everyday life, it’s also a financial asset that, in all likelihood, you expect to grow in value. With all...
Can a mortgage advisor based in Kensington help you?
Working with a professional mortgage broker with experience in Kensington that has spent years building strong links with various lenders can help people looking to move to get the most suitable mortgage deal for their needs. This includes those who are looking to...
Mortgage advisor in Chelsea can help ‘empty nesters’
If you’re part of the older generation and are looking to move on to somewhere where you can retire in peace, it makes sense to partner with an experienced, professional mortgage advisor to help you plan your next move in Chelsea. They’re often referred to as ‘empty...
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