Mortgage News, Insights & Advice

So the housing sector has reopened after seven weeks of lockdown and maybe the time spent in close proximity to your family has exposed the shortcomings in your current home. Or perhaps you’d been drawing up plans to move to somewhere new before the coronavirus struck...

As we approach the end of our fifth week of enforced social distancing, the impact on how we live life and – crucially – how we manage our personal finances has been radically altered. The government’s fiscal response to the current crisis has been focused...

The Government has promised that homeowners whose income is affected by the coronavirus/Covid-19 outbreak will be eligible for mortgage payment relief in the form, initially, of a suspension of repayments for three months. Is everyone eligible? No. Although the...

Any veteran property owner who’s been through the process of applying for a mortgage in the last few years will tell you that there are a lot more hoops to jump through these days than there used to be before 2008. Although lenders have become more competitive in the...

Moving home – or buying a new home – can be a really exciting time, but it can also seem a bit overwhelming, even if it’s not your first rodeo in the property market. According to the lifestyle magazine House Beautiful, studies published last year suggest the average...

If you’re about to start a new job or you’re switching from a salaried role to self-employment, you may be worried that your change of circumstances will negatively impact your chances of securing a mortgage. But while some lenders can be reluctant to lend to you if...

Many people find the prospect of a mortgage application to be a source of stress, and although that’s understandable because a dream move is often riding on a successful outcome, it doesn’t necessarily need to be the anxious time that people expect. There are two key...

The ongoing coronavirus crisis continues to put pressure on family income as the true impact of the Government’s social distancing strategy is felt around the UK. There are a number of schemes that have been launched to help businesses, those in full-time employment...

One of the key things we need to do when we take on a big financial commitment like a mortgage is to make plans for a time when you or your family might not be able to meet the repayments. Usually, that means taking out one or more of three different insurance...