A new-build shared ownership property can be a great option to when looking to take the first steps on the home ownership ladder. House prices are going up, and in many cases it can be quite difficult for first time buyers to firstly save enough money for a deposit,...
This week, our mortgage advisors at Oportfolio Mortgages had the privilege of welcoming Christina Smith, business development manager for TSB mortgages into our London based mortgage brokerage. As part of our ongoing commitment to building close relationships with...
As 2024 starts to draw to a close and we enter the final three months of the year, there has been some promising and positive signs for UK property owners regarding UK house prices. Over the last…well…couple of years, really, UK house prices are increased generally....
The entire property news industry and admittedly ourselves too, reported at the end of 2022 that the average UK house price would more than likely tank in 2023 as an increased cost of living and a subsequent reduction in the amount of people interested in purchasing...
In a promotional video released today by multi-national wealth management group Investec, Chief economist Philip Shaw has claimed that he predicts that inflation in the UK will likely come down very sharply as the overall outlook of the developed world economy starts...
At the end of 2022 mortgage rates in the UK increased to levels that I think we can fairly say that no one expected. This was mainly due to a mismanagement of taxes and budget by the government at the time. Products offered by lenders originally at sub 2% were coming...
Are you a budding entrepreneur looking to get into the property game? Have you seen how lucrative a living you can make from receiving rental income? Well this blog might just exactly what you need if you are looking to build your property empire. In this blog, we...
Looking for help with finances? Mortgage rates and products putting you in a spin? Want a place to get all the information, help and guidance you need at the click of a button? We are well into the 3rd decade of the 21st century now, so why would anyone waste time on...
Historically, getting a Halifax mortgage has always been a pretty safe option. One of the main players in the UK mortgage market, Halifax has always offered high loan to value, competitively priced, and low fee mortgage products. Even in times of economic struggle,...
Mortgage lender Accord have issued an email out to all subscribing mortgage brokers today to announce that they are launching some new 80% mortgages with a range of different rates and products. Here is a breakdown of what these new products are: Accord are reducing...
According to newly released data from the office of national statistics, mortgage owners in the UK could see their monthly mortgage payments triple in 2023! The ONS, the government department in charge of researching and reporting data and trends in the UK, released a...
When looking into getting a mortgage, whether it's your first or the 31st, you will undoubtedly come across the phrase loan to value. But what what does loan to value mean in mortgage terms? In this blog we will go through the ins and outs of loan to values and the...
Yes, you did read that headline right. No, we aren't completely out of our minds. Just hear us out...ok? 2023 is the year for first-time buyer mortgages and purchases in general. This might sound like a strange conclusion to come to if you have been following the...
In a message sent out to all mortgage intermediaries (brokers) yesterday, Nationwide announced a huge rate reduction to some of their mortgage products. The intermediary arm of the building society announced that they would be making some big changes to standard...
In a new year message sent out to all registered mortgage brokers in the first week of January, Santander gave a round-up of how they have supported brokers and borrowers with their mortgage applications in 2022. Last year was a difficult year in the UK for many...
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