Should you rent or buy a house in the UK? Learn the pros and cons of renting vs buying, mortgage affordability, and when home ownership may make financial sense.
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Should you rent or buy a house in the UK? Learn the pros and cons of renting vs buying, mortgage affordability, and when home ownership may make financial sense.
Can you remortgage before your fixed rate ends? Learn when to start the remortgage process, how early you can secure a new deal, and whether penalties apply.
Can you get a mortgage using commission income? Learn how lenders assess commission earnings and why choosing the right lender can significantly impact borrowing potential.
Since the housing market is still difficult for most, an additional avenue of opportunity has opened up for purchasers who require added assistance: using up to four incomes on a single mortgage application. Due to Family Building Society's revised Joint Borrower Sole...
Getting a mortgage when you are self employed can feel harder than it has to be. Getting a mortgage as an employer with a normal guaranteed annual income might seem to be the easiest and trouble-free way to get a property, but it is not necessarily so, and self...
Buying a home by yourself can be a terrifying yet utterly freeing experience. Single, just divorced, or just preferring to do it alone, getting up the property ladder as an individual on your own means is very much an achievable option. This blog about the property...
The UK property investment market is constantly evolving, and one of the most notable trends in recent years is the rise in popularity of the limited company buy-to-let (BTL) mortgage. If you're a landlord, property investor, or considering becoming one, understanding...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
Insights from the HSBC Economic Outlook Webinar By Jade Pinkerton This week, our mortgage advisor Jade Pinkerton attended an insightful webinar hosted by HSBC, featuring Group Economist Liz Martins. The timing was significant as it came just a day after the latest...
Remortgaging. The process of switching your existing mortgage to a new deal, either with your current lender or a different one, can offer numerous financial advantages. Whether you're aiming to secure a better interest rate, consolidate debts, fund home improvements,...
Still only in his 30's, Jeffrey Krampah-Williams has already carved out an impressive career in the financial industry, rising through the ranks to become National Key Account Manager and Head of Large Loans at Santander. His journey, which began in 2012 after leaving...
Accord Mortgages has introduced an exciting new range of first-time buyer (FTB) cashback mortgage products, designed to help ease the financial burden of purchasing a first home. These new mortgage products offer cashback amounts from £2,500 up to £6,250, providing...
As your current mortgage deal approaches its end, you might be wondering if it’s possible to secure a new mortgage deal before your old one expires. The good news is that, yes, you can start exploring your options for a remortgage or product transfer up to six months...
The UK property market has always been a popular investment choice, but recent years have seen significant changes that leave many investors questioning whether buy-to-let is still worth it. With fluctuating property prices, shifting mortgage rates, increased...
Wandsworth, located in southwest London, is one of the capital's most desirable boroughs. Known for its green spaces, vibrant communities, and excellent transport links, it's an attractive area for first-time buyers, families, and investors. However, navigating the...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.