Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Buying your first home can be stressful enough without being misled by myths that float around online and among friends. At Oportfolio, we regularly help first-time buyers separate fact from fiction, so they can make informed decisions. First-Time Buyer Mortgage Myths...
If you do have an existing property in London, remortgaging could potentially save you thousands, or allow you to tap into cash for home improvements or other big plans. But at what time is best, and what do you expect? At Oportfolio, we remortgage London homeowners...
Self-employed people typically face particular challenges in securing a mortgage. Starting your own business is great, but it will complicate your path to homeownership. At Oportfolio, we often help freelancers, contractors, and entrepreneurs secure reasonably priced...
Sometimes income received from employment isn't black and white. By that we mean, sometimes people don't just earn a clear basic flat salary. There are lots of weird and wonderful ways that people earn their money, each unique to their own industry. In this blog we...
We love being based in Putney, Southwest London. It has been our home for years, and we have helped thousands of people purchase property in Putney over the years. Being close to the river and well connected with tube stations, rail stations and regular buses, Putney...
What Is A Mortgage Administrator? Most people know or are at least somewhat aware of what a mortgage advisor is and does, it's pretty self-explanatory and when people start looking for a new mortgage, getting the right mortgage advisor is at the top of their priority...
Most people know about mortgage affordability checks, deposits, credit checks and mortgage offers. But what about arguably the most important part of the mortgage application process? The document that shows you exactly what your mortgage advisor recommends and shows...
For anyone looking for temporary short-term lending, perhaps bridging finance could be for you. Bridging finance is a great solution for people who need a quick, temporary cash injection but don't want to have to take out a conventional long-term mortgage. In this...
Do you own a residential property, either with or without a mortgage? Are you looking to move to a new home but struggling to sell your property? Or perhaps you just fancy keeping hold of the home for the time being? Maybe a let-to-buy mortgage is for you. A...
With the announcement coming out of parliament today that the new chancellor Jeremy Hunt will backtrack on almost all of the previous chancellor's tax cut announcements from the mini budget, a lot of people have been asking "where are mortgage rates heading?". In our...
In a challenging economy like the one we find ourselves in today, the help and support of an experienced and dedicated mortgage broker is invaluable. Going it alone in the mortgage world at this moment in time is dangerous as rates increase left right and...
Your current fixed mortgage deal might not be up for renewal anytime soon, but is it worth biting the bullet and paying the lender's early redemption penalty to secure a new mortgage deal now? Last week the mortgage market fell into chaos as lenders started...
As financial advisors, we are passionate about taking care of people and making sure that we can help make people's lives better financially in any way we can. So, with this mentality at the forefront of everyone in the office's minds, we wanted to extend our...
It seems that the only thing the newspapers are talking about right now is how bad the state of the country is economically. Every headline seems to say something about incompetent government ministers, ill-judged tax reductions, the soaring cost of living, and the...
Yes...we've said it. The C word. Christmas! In most circumstances, Monday the 3rd of October would be WAY to early to start talking about Christmas however when it comes to mortgages and property you can never be too early. Christmas is 83 days away or just under 12...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.
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