In recent months, landlords have been anxiously following developments around potential changes to Capital Gains Tax (CGT), fearing further strain on an already challenging buy-to-let market. This apprehension comes at a time when the market is facing serious...
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
What to Expect From 2025 Mortgage Interest Rates
Recently, Jade Pinkerton, senior mortgage and protection advisor at Oportfolio Mortgages attended the Coutts and Savills Market Update webinar. As expected, interest 2024 and 2025 mortgage interest rates and differing predictions were discussed in great detail....
Where Is The Best Place To Buy Property?
Last week, senior mortgage and protection advisor at Oportfolio Mortgages, Jade Pinkerton attended the latest Coutts and Savills market update webinar. Many interesting property related discussions were held. Perhaps the most interesting and thought provoking...
5 first-time buyer mistakes to avoid
For most people, the process of buying a first home stirs up a whirlwind of emotions. It’s exciting, of course – getting on the housing ladder is a significant milestone in life – but it can also be stressful, overwhelming and exhausting, especially if you don’t have...
What is a mortgage payment holiday?
What is a mortgage payment holiday? A mortgage holiday is an arranged break from paying your monthly mortgage payment. Whether that is capital and interest or purely interest only. Mortgage holidays are temporary and should only be taken in unavoidable and serious...
How Will Rising House Prices Affect Me?
We’re living through strange times in the housing market where open an house allows a full afternoon of ten-minute viewings, resulting in immediate offers being put in at asking price – or above. Long gone are the days when the buyer holds the power and a lower...
It’s never too late to take out life insurance
You’ve probably already got a lot of monthly outgoings, and no-one wants to add to that long list of standing orders – unless, of course, it’s a vital part of your financial future. Getting life insurance could help your loved ones pay for exactly those outgoings when...
Achieving Success In Life Is All In The Small Details
The devil, as the old saying goes, is in the detail. This is especially true when it comes to your mortgage and personal income protection needs and I’m not just talking here about whether you’ve got the right products, but also the process of identifying and then...
How Do I Get The Best Mortgages?
A little like finding the perfect house, matching mortgage requirements to the right lender is a very individual and delicate process that requires knowledge and expertise to ensure it’s a complete fit for your long-term requirements. It’s not always easy to know what...
Going the extra mile to secure your home and your world
https://player.vimeo.com/video/547108910?app_id=122963 In setting up Oportfolio our goal was always to create a company that would go above and beyond, producing the highest standards of support and service for our clients looking to buy a home. We’re extraordinarily...
Moving back home to Putney
After spending the past few years north of the river, we have recently moved to bespoke new offices in Putney. Since 2009, Oportfolio have serviced clients in the local area and further afield but Putney has always played a key role in our story because it was where...
What is the best mortgage on the market?
What is the best mortgage on the market? You’re not alone in wanting to know the answer to this question – it’s one of the most-searched property-related questions on Google. Most mortgage searches start with comparison websites but while they can give you a useful...
The interior design story of our new offices
We have recently moved to new offices at St Georges Court in Putney. With the current trend for creating home offices, we thought it would be a good idea to share the story behind the design of our new home in the hope it may provide some inspiration to our clients...
Why Buying Is Still About Location, Location, Location
You may go into house hunting with an eye on what you can get per square meter or moving to where the biggest garden will be, but the old estate agent’s favourite phrase still rings so true when buying houses – it’s all about location, location, location! Even if...
How do I know if I can afford to move?
This article is aimed at you if you are considering if you can afford moving to a new house. Not just first-time buyers, not just those soon to retire… everyone. If nothing else, the pandemic has shown us that we can't predict the future. So, getting professional...
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If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.