Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Already received your mortgage offer but found a better rate? We explain whether you can change mortgage product or lender before completion and when switching could be worthwhile.
You don’t legally need a Mortgage in Principle to make an offer on a house, but having one can strengthen your position as a buyer. Here’s when to get an AIP, what it proves and what happens after your offer is accepted.
If you’ve been diagnosed with cancer or are a cancer survivor, you may still be able to get life insurance. Learn how UK insurers assess applications, what affects your eligibility and how to improve your chances of finding suitable cover.
Discover the best ways to add value to your home in the UK, from loft conversions and kitchen renovations to solar panels and garage conversions. Learn which home improvements can increase property value, improve buyer appeal, and which upgrades may not deliver the return you expect.
Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
Discover the most important questions to ask a mortgage broker and how to maximise your borrowing and mortgage approval chances.
Oportfolio Mortgages speaks with Aliya Kabani from Glendower Property Management about Putney property, buy-to-let investment, boutique property management, and the challenges and opportunities facing landlords in South West London.
Many people assume that earning a high salary automatically means getting approved for a large mortgage is straightforward. In reality, some of the highest earners we speak to often face the biggest frustrations when it comes to borrowing. At Oportfolio Mortgages, we...
When it comes to protecting your finances, your family, and your home, it’s completely normal to have questions about personal insurance. From life cover and critical illness policies to income protection, many people are unsure what they actually need, or whether...
Learn how high net worth individuals structure mortgages using bonus income, assets, private banking, and bespoke lending solutions.
First time home buyer challenges explained. Learn how to overcome deposit, affordability, and mortgage hurdles in the UK.
Oportfolio Mortgages speaks with Beyant Khosti from TaxAssist Putney about self-employed mortgages, landlord taxation, financial preparation, and what buyers need to know before purchasing property in London.
Learn how long mortgage offers last in the UK, what happens if your mortgage offer expires, and whether lenders allow extensions.
Halifax has launched a new £5,000 deposit mortgage for first-time buyers. Learn who qualifies, how the scheme works, and what buyers should consider.
