Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
High net worth borrowers may be able to use interest-only mortgages for larger property purchases. Discover how lenders assess affordability, assets and repayment strategies.
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
Earning £60,000 a year and wondering how much mortgage you could get? See potential borrowing amounts, income multiples, deposit examples and the factors UK mortgage lenders consider when assessing affordability.
Halifax has launched a new £5,000 deposit mortgage for first-time buyers. Learn who qualifies, how the scheme works, and what buyers should consider.
What is critical illness cover and do you need it? Learn how it works, what it covers, and how it protects your mortgage and finances in the UK.
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
First time buyer myths explained. Discover the truth about deposits, credit, and mortgages for first-time homebuyers in the UK.
Can you get a mortgage during probation in the UK? Learn which lenders accept new job applications and how to improve approval chances.
£200k Salary Mortgage UK: How Much Mortgage Can You Afford? If you’re earning £200,000 a year, one of the most common questions is: “How much mortgage can I afford with a £200k salary?” The answer depends on several factors, including your income structure, deposit,...
High Earner Mortgages UK: What Are Your Options? If you’re a high earner, you may assume getting a mortgage is straightforward, but that isn’t always the case. Even for high-income applicants, lenders don’t always assess income in a way that reflects true...
Mortgage affordability checks are assessments used by lenders to decide how much you can borrow and whether you can afford the monthly repayments.
Can you get a mortgage with debt in the UK? Learn how loans, credit cards, and finance affect affordability and borrowing.
Self-Employed Mortgage (1 Year Accounts UK): What Are Your Options? If you’re self-employed and only have one year of accounts, you may be wondering: “Can I get a mortgage with 1 year accounts?” The good news is, yes, it is possible. There are lenders in the UK who...
London property prices continue to outpace salaries, but how much do you actually need to earn to buy in London? In this 2026 report, we break down average salaries, mortgage borrowing power, and the real affordability gap facing buyers across the capital.
Changing jobs before applying for a mortgage in the UK? Learn how it affects approval, probation periods, and borrowing in this 2026 guide.
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.