Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
If you earn £1 million a year, your mortgage options go far beyond standard high street lending. At this level, you’re likely to be considered a high net worth (HNW) or ultra high net worth (UHNW) client, meaning lenders can offer bespoke mortgage solutions tailored...
In most cases, you’ll need a household income of around £400,000–£500,000 to secure a £2 million mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender calculations,...
Mortgage declined in the UK? Learn the most common reasons lenders reject applications and what you can do to improve your chances.
Accord Mortgages has introduced an exciting new range of first-time buyer (FTB) cashback mortgage products, designed to help ease the financial burden of purchasing a first home. These new mortgage products offer cashback amounts from £2,500 up to £6,250, providing...
As your current mortgage deal approaches its end, you might be wondering if it’s possible to secure a new mortgage deal before your old one expires. The good news is that, yes, you can start exploring your options for a remortgage or product transfer up to six months...
The UK property market has always been a popular investment choice, but recent years have seen significant changes that leave many investors questioning whether buy-to-let is still worth it. With fluctuating property prices, shifting mortgage rates, increased...
Wandsworth, located in southwest London, is one of the capital's most desirable boroughs. Known for its green spaces, vibrant communities, and excellent transport links, it's an attractive area for first-time buyers, families, and investors. However, navigating the...
Buying a home is one of the most significant financial decisions you'll make in your lifetime. Whether you're purchasing your first property, investing in a buy-to-let, or remortgaging, understanding the role of a property conveyancer is crucial. But what exactly does...
The latest Halifax House Price Index report for February 2025 shows that UK house prices remained largely stable over the month, dipping by just -0.1%, following a +0.6% increase in January. The average property price now stands at £298,602, a marginal decrease of...
When applying for a mortgage, one of the most crucial steps is understanding how lenders calculate how much you can borrow or how mortgage is calculated. Mortgage calculations are based on a range of factors, including income, outgoings, employment type, and deposit...
Investing in a buy-to-let property can be a lucrative venture, offering long-term rental income and potential capital appreciation for those looking to invest their money somewhere. However, landlords must also consider the financial responsibilities, including tax...
It’s looking likely that millions of UK homebuyers are about to benefit from long-overdue improvements to the home buying and selling process, the government has announced over the last couple of days! With a new initiative to slash delays and reduce the number of...
The Helping Hand mortgage now potentially allows first-time buyers to borrow up to six times their income. This can increase borrowing capacity by up to 33% more than Nationwide’s standard lending limits, offering a significant boost to those looking at buying their...
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
In today’s digital age, social media influencing has become a legitimate and thriving career. Whether that is on social media platforms like Instagram, TikTok, X (formerly twitter), or YouTube. There is great money to be earned if you know how to crack the code. If...
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