Mortgage lender Kent Reliance, part of the Once Savings Bank Group, has announced that they will now offer more residential mortgage products to help home buyers and remortgagers with complex income sources. Founded in 1898 as the Chatham & District Reliance...

We all know that rent in London can cost you a small (or large) fortune depending on the area you live in, and Southerners in general are relentlessly berated by anyone north of Luton for the laughable cost of living they put up with. And it seems that Londoners...

The country’s capital has always been a desired place to live. With limitless career potential, unbeatable leisure activities, and unique experiences like no where else, London is the place to be. But living in such a desirable places often comes at a cost and...

Latest news coming out of the Bank of England says that they are raising the BoE base rate to 1% from the previous 0.75% which was only introduced in March 2022. Despite issuing warnings of a possible incoming recession and despite pressure from government officials,...

The office on national statistics (ONS) have recently released a report that claims that a town’s proximity to London is one of the top 3 factors that affect a property’s value. The data presented by the ONS and recorded in 2019 found that towns within 200km of London...

Fantastic news coming out of NatWest Intermediary Solutions as they announce a significant improvement to their mortgage lending criteria – an increase to both the maximum term allowed and age allowed. What's new? Effective immediately, mortgages submitted via an...

Who are The West Brom? West Midlands based building society The West Brom has announced that they are vetoing their ban on shared ownership mortgages. The 173 year old building society, which was once known as a good new build shared ownership specialist, dropped out...

Mortgage lending juggernaut Santander have today announced that from the 11th of April they will be introducing new self-employed mortgage income requirements. We all know that when it comes to self-employed income, it is never a straightforward affair. Salaries,...

Both Halifax and Scottish Widows have announced today that there will be a dramatic shake up with their loan to income rules from Wednesday the 6th of April. Both lenders will be increasing their loan to income affordability from 4.49X to 4.75X income meaning that...

Over the last couple of days Santander has announced that it has increased its rates on most residential and buy to let products meaning that repayments will go up for thousands of people. Some of the rate changes are as follows…

If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.

Since 2013 the government in conjunction with house builders has offered the Help to Buy scheme which was developed with the intention of helping struggling prospective home buyers to fund the purchase of a new build property. Initially the scheme was set to run until 2020 but was slightly restructured and extended until 2023. The scheme was an instant hit and people flocked in their thousands to make the most of a really incredible helping hand.