All the latest breaking UK mortgage and protection news, updated daily by industry experts.
UK Mortgage Market Update – 23 February 2026 The UK mortgage market continues to shift as inflation eases, interest rate expectations change, and house prices show signs of renewed momentum. Here’s what happened this week, and what it means if you’re buying,...
Yes, it is possible to get a 100% mortgage in the UK, but usually with family support. Family Building Society has launched an enhanced Family Mortgage available up to 100% loan-to-value (LTV), giving first-time buyers and home movers a way to buy without a...
The Mortgage Works’ latest Buy-to-Let Barometer report highlights a significant shift in landlord sentiment, with confidence in the Private Rented Sector (PRS) weakening compared with last year. At a time when regulation, taxation and interest rate pressures are...
The Co-operative Bank has announced a new series of mortgage rate cuts, music to UK remortgagers' and homebuyers' ears in search of the best deals. Some residential rates fell as much as 0.10% and buy-to-let rates as much as 0.12%. The cuts bring the bank into...
Homebuyers and remortgagers across the UK could benefit from lower mortgage repayments as Barclays makes a series of mortgage rate cuts, from Thursday the 14th of August 2025. Barclays has reduced rates on a range of its most sought-after products across its Purchase,...
Nationwide Building Society has announced significant improvements to its affordability rules for homeowners looking to remortgage. These changes, which came into effect this week, aim to give eligible borrowers the ability to borrow more when choosing a longer-term...
Getting on the UK housing ladder is never a simple one, especially for first-time buyer mortgage UK applicants who are eager to balance rising house prices with limited savings. Yet Halifax, one of the UK’s largest mortgage lenders, has recently made a major change to...
Looking for Santander mortgages with better borrowing power? As of the 12th of August 2025, Santander has raised its Loan to Income (LTI) multiples, allowing UK homeowners to borrow more, especially for mortgages with up to 90% Loan to Value...
Precise Mortgages has unveiled a new mortgage range offering up to six times your income, alongside loan-to-value (LTV) ratios of up to 95%. This move could transform the borrowing potential for first-time buyers, home movers, and remortgagers who have struggled to...
Metro Bank has officially launched into the HMO mortgage and Multi Unit Freehold Block (MUFB) markets, bringing a fresh wave of opportunity for UK landlords and property investors. This strategic move comes at a crucial time, as demand for HMO properties continues to...
Birmingham Midshires (BM Solutions), a leading UK buy-to-let (BTL) mortgage lender, today launched its new limited company buy-to-let mortgage product, specifically geared towards landlords trading through special purpose vehicles (SPVs). This new move places BM...
Thinking of buying a flat above a shop? You're not alone. Such properties are traditionally lower in price and central to town, making them a good choice for first-time buyers, young professionals, and property investors. But there is one nagging query: Can you obtain...
Virgin Money has unveiled a major overhaul of its foreign national mortgage lending policy, bringing more flexibility and higher loan-to-value (LTV) ratios to those who are not ILR or settled/pre-settled status holders. The move will help more foreign national clients...
In a tremendous boost to first-time buyers, Nationwide Building Society has today announced a significant reduction in the minimum income levels for its Helping Hand mortgage scheme, making home ownership more accessible to thousands of individuals throughout the UK....
In a move that is set to accommodate first-time buyers and home movers, TSB reduced its fixed mortgage rates to enable them to ascend the property ladder. The changes, which were unveiled in July 2025, form part of a broader shake-up in residential, Buy to Let, and...
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