Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
UK House Prices Hold Steady in February: Halifax House Price Index
The latest Halifax House Price Index report for February 2025 shows that UK house prices remained largely stable over the month, dipping by just -0.1%, following a +0.6% increase in January. The average property price now stands at £298,602, a marginal decrease of...
First-Time Buyer Mortgages UK: Leeds & Virgin Cut Rates
The UK mortgage market has received a welcome boost this week as Leeds Building Society and Virgin Money both announce significant rate reductions, aiming to support first-time buyers and homeowners looking for better deals. But with rising property prices, high...
New Low Barclays Mortgage Rates Of 3.96% Announced
Barclays Bank has announced a new wave of mortgage rate reductions, with some products falling below 4% for the first time in months. As of the 4th of March 2025, the bank has lowered rates across a range of mortgage products, including its Green Home five-year...
In Conversation With Sophie Jones: Residential Conveyancing With William Sturges
Welcome to our exclusive interview with Sophie Jones, residential conveyancing solicitor and partner at William Sturges Solicitors, a prominent legal firm based in central London. After well over one hundred years of trading, William Sturges has established itself as...
How To Find The Landlord Of A Property
Being a rental tenant in 2024 can be tricky for a number of reasons, especially when you need to find out who the landlord is for a property. Whether you’re a tenant seeking to address a concern, a prospective renter, or simply someone looking to make an enquiry about...
Hope for First-Time Buyers in 2024
The year 2023 proved to be a challenging time for first-time buyers in England. With rising mortgage interest rates, high inflation, soaring house prices, and an ongoing cost-of-living crisis, many prospective buyers found the dream of homeownership slipping further...
Virgin and Coventry Mortgage Rate Cuts Amid Falling UK Inflation
In a significant move for the mortgage market, Virgin Money has announced reductions in its fixed mortgage rates across various buy-to-let (BTL) and remortgage products, effective from today. This announcement comes as the UK inflation rate drops to 2.3%, the lowest...
HSBC Introduces International Buy To Let Mortgage Option
HSBC has unveiled a new offering for international investors, introducing international buy to let mortgage option that caters to a diverse range of global buyers. This new product allows individuals residing in approved countries to apply for UK-based BTL mortgages...
Precise Releases One-Year Fixed-Rate & Lifetime Tracker Mortgages
Precise Mortgages, a leading specialist lender and part of the OSB Group, has announced the expansion of its residential mortgage range with the introduction of a new one-year fixed-rate and other lifetime tracker mortgage products. These new products are significant...
Is It Cheaper Buying Property In London or Renting?
Londoners looking to buy a home are facing stark financial realities as new research reveals that monthly mortgage payments are, on average, 42% higher than rental costs. The discrepancy is even more pronounced in inner London, where homeowners pay 66% more than...
Can I Extend My Mortgage Term To Combat Rising Property Costs?
New research from the Bank of England reveals a significant shift in the mortgage market. According to the bank's research, one in four mortgages will now extend into the borrower's retirement years. Meaning that 25% or 1/4 of mortgage borrowers will still be paying...
Barclays Mortgage Rates Cut on Various Products
Barclays has announced a significant reduction in mortgage rates across a range of their products, a move set to benefit both new buyers and existing homeowners looking to remortgage. The new rates will be effective from Friday the 17th of May 2024, and include...
Current UK Remortgage Rates Skyrocket Amid Economic Turbulence
The latest data from Mojo Mortgages reveals a startling surge in remortgaging rates, with the average mortgage rate in April 2024 soaring to 5.33%. This figure is almost triple the rate seen in April 2022, which stood at a modest 1.78%. The steep increase in mortgage...
In Conversation With Russell White: Buying And Selling With Winkworth Putney
Welcome to our exclusive interview with Russell White, the Director of Winkworth Estate Agents Putney, a distinguished figure in the residential property sales and purchases arena. Winkworth Putney, a cornerstone of South West London's property market, boasts a legacy...
TMW Report Reveals Trends in Landlord Limited Company Sector
On Friday we were sent the latest landlord limited company report from The Mortgage Works (TMW), the buy-to-let arm of Nationwide Building Society. The report sheds light on the dynamics within the limited company landlord segment of the UK's buy-to-let (BTL) market....
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