Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
NatWest Reduces Residential Mortgage Rates Across Multiple Products
NatWest has this morning announced significant rate reductions across its portfolio of mortgage products. The changes, effective immediately, span both residential and buy-to-let (BTL) markets, providing borrowers with more competitive options amid ongoing economic...
In Conversation With Heena Sandhu From Guardian
Welcome to our exclusive interview with Heena Sandhu, business development manager at Guardian, a prominent protection provider that do things differently to other providers. Guardian came to market in 2018 with a single ambition – every family to have protection that...
The Mortgage Works Data On The UK Buy-To-Let Property Market
Landlord confidence in the UK rental market has seemingly taken a hit, with fewer landlords feeling positive about rental yields compared to a year ago. That is at least according to the latest research from The Mortgage Works (TMW), the UK buy-to-let property market...
Buy-to-Let Investment: Is It Still A Good Idea?
This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. One hot topic of discussion was the UK buy-to-let market, and whether it was still ‘worth it’. In this blog, I...
Is Now a Good Time To Buy Residential Property?
This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. Many topics were discussed, but one of particular interest was the questions “Is now a good time to buy...
New-Build Shared Ownership From Teachers Building Society
A new-build shared ownership property can be a great option to when looking to take the first steps on the home ownership ladder. House prices are going up, and in many cases it can be quite difficult for first time buyers to firstly save enough money for a deposit,...
Christina Smith From TSB Mortgages Shares Her Thoughts
This week, our mortgage advisors at Oportfolio Mortgages had the privilege of welcoming Christina Smith, business development manager for TSB mortgages into our London based mortgage brokerage. As part of our ongoing commitment to building close relationships with...
UK House Prices On Upward Trend
As 2024 starts to draw to a close and we enter the final three months of the year, there has been some promising and positive signs for UK property owners regarding UK house prices. Over the last…well…couple of years, really, UK house prices are increased generally....
Opinion Piece: Martin Lewis Is Wrong About Mortgage Rates
Recently, celebrity finance expert Martin Lewis was plastered all over social media because of some controversial comments he made about mortgage rates. On television and on various media platforms, he said that some people are holding off arranging their mortgage or...
UK Foreign National Mortgage Just Got Easier With Santander
UK foreign national mortgage lending has just gone through a big change, and this change comes at the hands of mortgage lender Santander. Historically being a foreign national and getting a mortgage in the UK has sometimes been a tricky feat due to things like right...
New Barclays Mortgage At 3.71% Announced
A new Barclays mortgage product at 3.71% has been announced this week, becoming the latest in quite a few recent announcements from big UK mortgage lenders who are all dropping their rates below 4%. In recent weeks there has been a mortgage 'rate war' or sorts which...
NatWest Buy-To-Let Mortgage Rates Come Down 0.60%
NatWest buy-to-let mortgage products have been hit by some significant rate reductions this morning, giving a boost to both current and aspiring buy-to-let landlord investors. Over the last few years the buy-to-let market has taken a bit of a beating to put it...
Santander Mortgage Rates Below 4% Announced
This morning Santander joined the bandwagon of UK mortgage lenders dropping their rates below 4%, which is fantastic to see! The new Santander mortgage rates below 4% announced today stretch across their entire mortgage range and are likely to encourage a lot more...
New TSB Mortgage Rate Reductions Announced
Today, new TSB mortgage rate reductions have been announced, the latest of many UK mortgage lender's reducing their product rates as stability returns to the mortgage market. Over the last few weeks we have sensationally seen many of the UK's mortgage lenders,...
New Build Mortgage Affordability Changes Announced By Accord
Accord mortgages, perhaps a somewhat lesser known UK mortgage lender, has today announced some very interesting New Build mortgage affordability criteria. If you are in the market for purchasing a new build residential home, then this new update will be right up your...
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