Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
First-Time Buyer Mortgages UK: Leeds & Virgin Cut Rates
The UK mortgage market has received a welcome boost this week as Leeds Building Society and Virgin Money both announce significant rate reductions, aiming to support first-time buyers and homeowners looking for better deals. But with rising property prices, high...
New Low Barclays Mortgage Rates Of 3.96% Announced
Barclays Bank has announced a new wave of mortgage rate reductions, with some products falling below 4% for the first time in months. As of the 4th of March 2025, the bank has lowered rates across a range of mortgage products, including its Green Home five-year...
Mortgage Rates Drop as Lenders Introduce New Sub-4% Deals
Fixed mortgage rates have fallen once again this week, with new sub-4% deals entering the market, according to Moneyfacts. However, despite these reductions, the average rates on two- and five-year fixed mortgages remained unchanged compared to the previous week. In...
Halifax Offers 5% Deposit Mortgages On New Builds
Halifax have sensationally announced today that they are lowering their minimum required deposit on new build properties from 10% to 5% throwing thousands of first-time buyers a lifeline. Changing their criteria to offer 5% deposit mortgages in the face of rising...
Accord Launch New Discounted SVR Mortgage Products
Intermediary accessible only lender Accord Mortgages have today announced that they are offering new discounted SVR mortgage products (Standard Variable Rate) across buy-to-let and residential mortgages. The lender, which is owned by Yorkshire Building Society, only...
The Best Putney Estate Agents
Southwest London really is perfect. We aren’t just saying this because our office is based in Putney and we’ve been based in southwest London for over 10 years, oh no. Living in Putney or the surrounding area is like getting the best of both worlds. You get to live in...
EWS1 Form Remortgage – Case Study
Key facts: Client came to us to do a residential remortgage on their flat. As part of the remortgage document requirements, the new mortgage lender asked for an EWS1 form to be provided to prove fire safety. The management company for the building hadn't arrange an...
Mortgage Rate Rises From TMW and Nationwide
Recently Nationwide building society and their buy-to-let arm The Mortgage Works (TMW) have been putting their rates up so much that they are no longer competitive in the mortgage market meaning that these rate rises are pushing these lenders down the list when...
Breaking News: Bank of England Raises Base Rate to 1.25%
Latest news coming out of the Bank of England says that they are raising the BoE base rate an extra 0.25% to 1.25% from the previous 1.00% which was only raised last month! In an attempt to tackle a potential risk of recession, the Bank of England has announced that...
The Best Running Spots In South West London
On the 10th of July 2022, our senior mortgage and protection advisor Jade Pinkerton is stepping out of her usual comfort zone and is going to be running the ASICS 10K across central London. She will be running to raise money in aid of Macmillan cancer support, a very...
Income Protection – Case Study
Our client has been working with Oportfolio in different capacities over the last two years. In 2020 she approached us to help with remortgaging her residential property which we completed for her and to help her secure some insurances as she did not have any in place at all. Something that is never advisable, especially when you have a large debt such as a mortgage.
Free Mortgage Advice For Company Employees
We have something very exciting to announce. As a company we are now offering free mortgage advice clinics to our company clients. This means that we are partnering with various companies around London to offer their employees free mortgage advice. This allows...
Newcastle Building Society Launches 7-Year Fixed Mortgage
The mortgage arm of Newcastle Building Society has announced today that they will now offer a 7-year fixed mortgage product to satisfy a growing demand in the mortgage market for longer term fixed products. In recent months, the uncertainty of the UK economy and rise...
Nationwide Mortgage Rate Changes
Nationwide are lifting mortgage rates for new and existing clients across their product range as of today (10th of June) meaning repayments will go up! The building society have specifically said: Nationwide Mortgage Rate Changes For New Mortgages: The changes that...
Best Cafés In Putney For Runners To Re-Charge
In July 2022, our senior mortgage and protection advisor Jade Pinkerton is running the ASICS London 10K in aid of Macmillan Cancer Support. Jade’s gruelling training regime is taking her across southwest London, and she is racking up the miles daily in preparation for...
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