Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. One hot topic of discussion was the UK buy-to-let market, and whether it was still ‘worth it’. In this blog, I...
This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. Many topics were discussed, but one of particular interest was the questions “Is now a good time to buy...
This week, our mortgage advisors at Oportfolio Mortgages had the privilege of welcoming Christina Smith, business development manager for TSB mortgages into our London based mortgage brokerage. As part of our ongoing commitment to building close relationships with...
In March, everything changed in the space of a single weekend when lockdown was announced. On Friday, March 20th, it was very much business as usual as we worked with our many clients on a range of products from mortgages to life insurance policies, and critical...
If there’s one thing that the Covid-19 pandemic has, or should have, taught us, it’s that just when life seems to be ticking along nicely, things can take a sudden and unexpected turn for the worse. One of the most surprising statistics I’ve read recently, beyond the...
If you’re thinking about moving to take advantage of low-interest rates and the stamp duty holiday, then recent speculation suggesting the latest recession may impact negatively on mortgage holders could be making you doubt whether it’s a good time to be moving. The...
In an uncertain economy, it’s understandable that people might worry about job security and what happens if they suddenly find themselves out of work through redundancy or the sudden collapse of the company they work for. What people don’t always think about or plan...
Given everything that’s been going on in the housing market over the last four months, it may be that you’re looking at the various factors at play and thinking that perhaps now is a good time to take the next step on the housing ladder. With the recent announcement...
There’s no doubt that lockdown has been a time of great stress and worry for many people as fears over finances, job security and, most important of all, the health of loved ones added up to create the most uncertain of times in recent memory. There is no doubt, too,...
Last Wednesday (July 8th 2020) the Chancellor the Exchequer, Rishi Sunak, announced a sweeping change to the rules around Stamp Duty – or Stamp Duty Land Tax (SDLT) to give it its full title. When the property sector was reopened in May, there were fears that the...
The UK property market has now been open again for six weeks following its enforced two-month suspension during the coronavirus pandemic lockdown and, with the easing of government restrictions on property transactions, the buy-to-let (BTL) market has also begun to...
So the housing sector has reopened after seven weeks of lockdown and maybe the time spent in close proximity to your family has exposed the shortcomings in your current home. Or perhaps you’d been drawing up plans to move to somewhere new before the coronavirus struck...
The coronavirus lockdown has been an absolute game changer for anyone who had spent the first quarter of 2020 planning a spring or summer move. It hasn’t just been down to the Government’s measures effectively shutting down the residential housing sector; other...
As the UK takes its first tentative steps towards coming out of lockdown, the worries that enforced social isolation brought – concerns over job security, food shortages and the clear risk to health – are for many people being replaced by new anxieties relating to...
If you’re a homeowner, then chances are you’ll already have a life insurance policy in place to cover your mortgage, either because you decided it was the smart thing to do (which it is), or because your mortgage lender insisted on it. If you don’t currently have a...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.
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