When it comes to getting a mortgage, there are a few rules and regulations that you need to follow and different lenders have different criteria. Each lender's criteria helps safe guard themselves from potential risks when lending money and also safe guards...

In our previous two blogs, we answered the internets most common questions about the mortgage and the home buying process. Another extremely important of getting yourself financially secure and organised, is to make sure that you have the right relevant personal...

  In our blog from earlier this week, we answered some of the internet's most common questions about the mortgage process when buying a property. A lot of new home buyers have questions around the process outside of mortgages too. So we thought it would be useful...

  Looking to move home and in need of a mortgage? Already happy with your mortgage lender and deal and don’t want to go through the hassle of applying for a completely new mortgage? Ever heard of mortgage porting? Porting your mortgage is a good borrowing...

  At Oportfolio mortgages, we pride ourselves on being a font of knowledge and a guiding hand for anyone who has queries or concerns around all things mortgages and property. In this blog, we will answer a few of the internet's most commonly searched mortgage...

Getting a mortgage can be one of the most exciting times in your life, but also potentially stressful if you are going into it without knowing what to expect and what the mortgage lender expects of you. The most common conundrum that mortgage customers have is "What...

Finally ready to spread your wings and flee the nest? Already living independently and tired of paying off your landlord’s mortgage for them? Knowing how to prepare for your first mortgage and where to start can seem like walking blindly through a mine field sometimes...

We're not going to lie, when we have a client who is permanently employed with a straight forward basic salary and straight forward contracted working hours, we do let out a small and quiet sigh of relief. Not because we can't help with more complicated income...

Taking the leap from working for someone to being your own boss is exciting, scary, exhilarating, nerve-wracking, invigorating…all the emotions you can comprehend. Finally, being in control of your own income and own livelihood, to some people, gives you a sense of...

If you buy a property anywhere in the world, unless you are extremely fortunate, you will most likely need to use some form of home loan from a mortgage lender. It may seem self-explanatory to some people but what is a mortgage lender really? And what does it mean to...

Mortgages. Chances are that most people will need one at some point in their life. As mortgage brokers, our passion is to help our clients to get the best deal possible so that they can either buy their dream property, invest in a buy-to-let or remortgage their...

In 2020, the entire world was caught completely off guard by the emergence of the COVID-19 pandemic. The unprecedented nature of the pandemic left millions of people scared for their health, worried about the impact of the pandemic on their income, apprehensive about engaging with others, and most of all in the dark about what was going to happen next.