Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Barclays Mortgage Rates Cut
Finally, some news that we have all almost literally been holding our breaths for! Barclays Bank has announced reductions in its mortgage rates, becoming the first of the 'Big 6' mortgage lenders to do so after the Bank of England hit its inflation target of 2%. The...
Barclays Interest Only Mortgage Requirements Updated
Barclays has announced significant changes to its interest only mortgage requirements, introducing a new tiered equity system based on the location of the security property. This update, effective immediately, is designed to provide a more location-specific approach...
Adverse Credit Mortgage Criteria Eased by Hinckley & Rugby
In a significant move to make homeownership more accessible to different types of borrowers, Hinckley & Rugby for Intermediaries has announced relaxed criteria on its Credit Flex adverse credit mortgage product, designed for borrowers with adverse credit...
Self-employed? You need to consider personal protection
The right personal protection policy can offer a financial safety net to any individual and their family should the worst happen and a critical illness stops them from working. This forward planning and protection is especially important for those who are...
Finding a personal protection policy that’s right for you
Recent research conducted by Royal London has underlined how numerous people across the UK are putting themselves at financial risk by not investing in a personal protection policy that suits their needs. According to their study, 5.8 million renters in the United...
Should you Re-Evaluate Your Current Mortgage Rate?
Statistics show that re-evaluating and remortgaging a property has hit record highs across the UK this year. According to new figures from Connells Survey & Valuation (August 2017) remortgaging accounted for 37% of the valuations market in August – the highest...
70% hide money worries. Could a mortgage advisor help?
Working with the right mortgage advisor could help to ease money concerns and free up capital, setting a plan in place that is perfectly suited to individual homeowners’ needs. According to the Money Talks Study conducted by Seven Investment Management (7IM), 70% of...
Why do I need Contents Insurance?
Recent research by the Financial Inclusion Commission (FIC) has revealed some concerning figures regarding UK residents’ earnings and their insurance-buying habits. According to the FIC’s recent survey, 60% of those earning below £15,000 do not have Contents Insurance...
5 qualities to look for in a mortgage advisor
It may be more important than ever for people to work with an experienced mortgage advisor to discover better bespoke deals that suit their needs when they’re looking to purchase a property. Why, though? There are so many factors; consider that, without including the...
Could a mortgage broker save you time and money?
Partnering with the right mortgage broker can take the pressure of one of the most complicated tasks from your shoulders, allowing you to concentrate on the things that matter to you most. It’s fair to say that a lot of people could do without the stress that applying...
3 benefits a mortgage broker can offer first time buyers
People don’t just partner with a mortgage broker to find the best bespoke package for their financial needs. One of the main benefits for using a mortgage broker is to navigate what is one of the most stressful processes around. Consider recent research from Trussle,...
Can A Mortgage Advisor Help Re-Evaluate My Finance?
As a leading mortgage adviser, it’s astonishing to see how many Britons are in the dark about their remortgaging finance options, and how many are missing out on a much better deal for their long-term financial needs. The Monthly Connells Survey & Valuation...
Why is it worth paying for comprehensive mortgage advice?
If you’re in the market for comprehensive mortgage advice, you have more options to consider than ever thanks to the reach of the internet and social media. Alongside more traditional financial institutions such as banks and building societies, there are services out...
Why You Need A Mortgage Advisor
You may have discovered yourself how many different types of mortgages there are out there when you’re looking to buy a property. Partnering with the right mortgage advisor though can not only help you make sense of the market; it can be crucial in helping you find...
Top Mortgage Advisor Award Winner
At Oportfolio, we care about the quality of our service as a comprehensive mortgage advisor. We want to support our customers every step of the way, a process which requires an excellent reputation and commitment. Our drive to deliver the best service possible to our...
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